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Single Family ResidenceResidential
$496,691$179 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $453,900 on Apr 8, 2021

321 SPRUCE ST

BENNETT, CO 80102
5
Beds
3
Baths
2,781 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$497K
$478K low$516K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$453,900 · Apr 8, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$65,486
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$52,389
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.85%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$431,205
CROSSCOUNTRY MORTGAGE LLC · recorded Apr 8, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,238 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$32,370 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,810
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$26,560
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$37,120
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$518,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAdams
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Bennett Middle SchoolD+
Middle · Grades 6–8 · 0.5 mi
E
Bennett Elementary School
Elementary · Grades KG–2 · 0.5 mi
H
Bennett High SchoolD+
High · Grades 9–12 · 0.6 mi

District: Bennett School District 29-J

Neighborhood · ZIP 80102These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.7,961
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.29 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$104,263
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,487
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.17 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.69%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

321 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the lowest price per square foot in Adams County
  • Bigger than 92% of homes in Adams County
  • Has a smaller lot than 76% of homes in Adams County
  • Newer than 91% of homes in Adams County

What homes are worth in Bennett 80102

Each bar is how many homes fall in that price range. The marker is this home.

This home
$288K$1.1M

This home is worth more than 61% of homes in Bennett 80102.

How it measures up in Bennett 80102

The dot is this home. The mark in the middle is the typical home in Bennett 80102.

Estimated value$496,691
CheaperTypical $449,667Pricier

Pricier than 61% of homes nearby

Price per ft²$179
CheaperTypical $281Pricier

Pricier than 3% of homes nearby

Living area2,781 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 89% of homes nearby

Lot size0.13 ac
SmallerTypical 0.23 acBigger

Bigger than 26% of homes nearby

Year built2020
OlderTypical 2001Newer

Newer than 78% of homes nearby

How 321 Spruce St ranks against every home in each area.
MeasureThis homeBennett 80102Adams County
Estimated valuepricier than$496,69161% of homes55% of homes
Price per ft²pricier than$1793% of homesalmost no homes
Living areabigger than2,781 ft²89% of homes92% of homes
Lot sizebigger than0.13 ac26% of homes24% of homes
Year builtnewer than202078% of homes91% of homes

About 321 Spruce St

How much is 321 Spruce St, Bennett, CO worth?

The TopHap Estimate for 321 Spruce St, Bennett, CO is $496,691 as of Jul 14, 2026. The likely range is $477,667 to $515,715. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 321 Spruce St, Bennett, CO last sell?

321 Spruce St, Bennett, CO last sold on Apr 8, 2021 for $453,900, according to the county's recorded deed.

How big is 321 Spruce St, Bennett, CO?

321 Spruce St, Bennett, CO has 5 bedrooms, 3 bathrooms, 2,781 square feet of living space and a 0.13-acre lot.

When was 321 Spruce St, Bennett, CO built?

321 Spruce St, Bennett, CO was built in 2020, making it 6 years old. The building has 2 stories.

What schools serve 321 Spruce St, Bennett, CO?

321 Spruce St, Bennett, CO is assigned to Bennett Middle School (middle), rated D+; Bennett Elementary School (elementary); Bennett High School (high), rated D+. All sit in Bennett School District 29-J. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 321 Spruce St, Bennett, CO compare to other homes in Bennett 80102?

Among the 2,623 homes in Bennett 80102, it is worth more than 61% of them ($496,691 against a typical $449,667), its price per square foot is higher than 3% of them ($179 against a typical $281), it is bigger than 89% of them (2,781 ft² against a typical 1,680 ft²), its lot is bigger than 26% of them (0.13 ac against a typical 0.23 ac) and it is newer than 78% of them (2020 against a typical 2001). Measured against all of Adams County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 321 Spruce St, Bennett, CO?

The 2025 property tax bill for 321 Spruce St, Bennett, CO was $4,238. The county assessed it at $32,370.

Closest homes

More homes in Bennett 80102

Assigned schools

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