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Duplex (2 Units, Any Combination)Residential
Last sold for $183,000 on Oct 22, 2021

321 WATER ST

INDIAN ORCHARD, MA 01151
4
Beds
2
Baths
1,488 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$183,000 · Oct 22, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,091 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$197,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$151,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$178,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.164 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Duplex Single
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.21
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Springfield Public Day High SchoolF
High · Grades 9–12 · 0.5 mi
E
Indian Orchard Elementary SchoolC+
Elementary · Grades PK–5 · 0.5 mi
M
John F Kennedy Middle SchoolC-
Middle · Grades 6–8 · 0.7 mi

District: Springfield School District

Neighborhood · ZIP 01151These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.8,995
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,612 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,021
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,874
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

321 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 70% of homes in Indian Orchard 01151
  • Older than 98% of homes in Indian Orchard 01151

How it measures up in Indian Orchard 01151

The dot is this home. The mark in the middle is the typical home in Indian Orchard 01151.

Living area1,488 ft²
SmallerTypical 1,542 ft²Bigger

Bigger than 47% of homes nearby

Lot size0.21 ac
SmallerTypical 0.17 acBigger

Bigger than 70% of homes nearby

Year built1890
OlderTypical 1946Newer

Newer than 2% of homes nearby

How 321 Water St ranks against every home in each area.
MeasureThis homeIndian Orchard 01151Hampden County
Living areabigger than1,488 ft²47% of homes47% of homes
Lot sizebigger than0.21 ac70% of homes34% of homes
Year builtnewer than18902% of homes4% of homes

About 321 Water St

When did 321 Water St, Indian Orchard, MA last sell?

321 Water St, Indian Orchard, MA last sold on Oct 22, 2021 for $183,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 321 Water St, Indian Orchard, MA?

321 Water St, Indian Orchard, MA has 4 bedrooms, 2 bathrooms, 1,488 square feet of living space and a 0.21-acre lot.

When was 321 Water St, Indian Orchard, MA built?

321 Water St, Indian Orchard, MA was built in 1890, making it 136 years old. It is a duplex single home. The building has 1 story.

What schools serve 321 Water St, Indian Orchard, MA?

321 Water St, Indian Orchard, MA is assigned to Springfield Public Day High School (high), rated F; Indian Orchard Elementary School (elementary), rated C+; John F Kennedy Middle School (middle), rated C-. All sit in Springfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 321 Water St, Indian Orchard, MA compare to other homes in Indian Orchard 01151?

Among the 2,073 homes in Indian Orchard 01151, it is bigger than 47% of them (1,488 ft² against a typical 1,542 ft²), its lot is bigger than 70% of them (0.21 ac against a typical 0.17 ac) and it is newer than 2% of them (1890 against a typical 1946). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 321 Water St, Indian Orchard, MA?

The 2025 property tax bill for 321 Water St, Indian Orchard, MA was $3,091. The county assessed it at $197,100.

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