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Rural ResidenceResidential
$1,318,667$371 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $2,617,100 on Jun 30, 2022

322 RALEY RD

LORETTO, KY 40037
3
Beds
2.5
Baths
3,556 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
241.6 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.3M
$1M low$1.6M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$2,617,100 · Jun 30, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,318,667
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,054,934

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,283 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$600,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$150,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$450,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$600,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyMARION
Lot (acres)The size of the land the home sits on, from county records.241.60
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Marion Elementary SchoolA+
Elementary · Grades PK–5 · 1.6 mi
M
Marion County Middle SchoolA-
Middle · Grades 6–7 · 2.9 mi
H
Marion County High SchoolB+
High · Grades 10–12 · 7.5 mi

District: Marion County School District

Neighborhood · ZIP 40037These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,870
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,527
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,421
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

322 Raley Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Loretto 40037
  • Among the highest price per square foot in Loretto 40037
  • Among the largest homes in Loretto 40037
  • Among the largest lots in Loretto 40037
  • Newer than 75% of homes in Loretto 40037

What homes are worth in Loretto 40037

Each bar is how many homes fall in that price range. The marker is this home.

This home
$73K$532K

This home is worth more than almost all homes in Loretto 40037.

How it measures up in Loretto 40037

The dot is this home. The mark in the middle is the typical home in Loretto 40037.

Estimated value$1,318,667
CheaperTypical $214,974Pricier

Pricier than almost all homes nearby

Price per ft²$371
CheaperTypical $144Pricier

Pricier than almost all homes nearby

Living area3,556 ft²
SmallerTypical 1,476 ft²Bigger

Bigger than almost all homes nearby

Lot size241.6 ac
SmallerTypical 1.76 acBigger

Bigger than almost all homes nearby

Year built2009
OlderTypical 1999Newer

Newer than 75% of homes nearby

How 322 Raley Rd ranks against every home in each area.
MeasureThis homeLoretto 40037Marion County
Estimated valuepricier than$1,318,667almost all homesalmost all homes
Price per ft²pricier than$371almost all homesalmost all homes
Living areabigger than3,556 ft²almost all homes98% of homes
Lot sizebigger than241.6 acalmost all homesalmost all homes
Year builtnewer than200975% of homes74% of homes

About 322 Raley Rd

How much is 322 Raley Rd, Loretto, KY worth?

The TopHap Estimate for 322 Raley Rd, Loretto, KY is $1,318,667 as of Jul 14, 2026. The likely range is $1,038,048 to $1,599,286. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 322 Raley Rd, Loretto, KY last sell?

322 Raley Rd, Loretto, KY last sold on Jun 30, 2022 for $2,617,100, according to the county's recorded deed.

How big is 322 Raley Rd, Loretto, KY?

322 Raley Rd, Loretto, KY has 3 bedrooms, 2.5 bathrooms, 3,556 square feet of living space and a 241.60-acre lot.

When was 322 Raley Rd, Loretto, KY built?

322 Raley Rd, Loretto, KY was built in 2009, making it 17 years old. The building has 1 story.

What schools serve 322 Raley Rd, Loretto, KY?

322 Raley Rd, Loretto, KY is assigned to West Marion Elementary School (elementary), rated A+; Marion County Middle School (middle), rated A-; Marion County High School (high), rated B+. All sit in Marion County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 322 Raley Rd, Loretto, KY compare to other homes in Loretto 40037?

Among the 1,212 homes in Loretto 40037, it is worth more than almost all of them ($1,318,667 against a typical $214,974), its price per square foot is higher than almost all of them ($371 against a typical $144), it is bigger than almost all of them (3,556 ft² against a typical 1,476 ft²), its lot is bigger than almost all of them (241.6 ac against a typical 1.76 ac) and it is newer than 75% of them (2009 against a typical 1999). Measured against all of Marion County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 322 Raley Rd, Loretto, KY?

The 2025 property tax bill for 322 Raley Rd, Loretto, KY was $5,283. The county assessed it at $600,000.

Closest homes

More homes in Loretto 40037

Assigned schools

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