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Single Family ResidenceResidential
$625,629$245 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

585 RALEY RD

LORETTO, KY 40037
0
Baths
2,549 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
16.51 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$626K
$528K low$723K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$361,629
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$289,303
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$264,000
CENTRAL KENTUCKY AG CREDIT ASSN · recorded May 19, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,808 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$368,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$360,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$368,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMARION
Lot (acres)The size of the land the home sits on, from county records.16.51
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 499 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Marion Elementary SchoolA+
Elementary · Grades PK–5 · 1.8 mi
M
Marion County Middle SchoolA-
Middle · Grades 6–7 · 2.7 mi
H
Marion County High SchoolB+
High · Grades 10–12 · 7.2 mi

District: Marion County School District

Neighborhood · ZIP 40037These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,870
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,527
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,421
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

585 Raley Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Loretto 40037
  • Costs more per square foot than 95% of homes in Loretto 40037
  • Bigger than 95% of homes in Loretto 40037
  • Has a bigger lot than 86% of homes in Marion County
  • Newer than 87% of homes in Loretto 40037

What homes are worth in Loretto 40037

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$547K

This home is worth more than almost all homes in Loretto 40037.

How it measures up in Loretto 40037

The dot is this home. The mark in the middle is the typical home in Loretto 40037.

Estimated value$625,629
CheaperTypical $215,028Pricier

Pricier than almost all homes nearby

Price per ft²$245
CheaperTypical $145Pricier

Pricier than 95% of homes nearby

Living area2,549 ft²
SmallerTypical 1,469 ft²Bigger

Bigger than 95% of homes nearby

Lot size16.51 ac
SmallerTypical 1.77 acBigger

Bigger than 83% of homes nearby

Year built2018
OlderTypical 1999Newer

Newer than 87% of homes nearby

How 585 Raley Rd ranks against every home in each area.
MeasureThis homeLoretto 40037Marion County
Estimated valuepricier than$625,629almost all homes97% of homes
Price per ft²pricier than$24595% of homes93% of homes
Living areabigger than2,549 ft²95% of homes92% of homes
Lot sizebigger than16.51 ac83% of homes86% of homes
Year builtnewer than201887% of homes85% of homes

About 585 Raley Rd

How much is 585 Raley Rd, Loretto, KY worth?

The TopHap Estimate for 585 Raley Rd, Loretto, KY is $625,629 as of Jul 14, 2026. The likely range is $528,083 to $723,175. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 585 Raley Rd, Loretto, KY last sell?

585 Raley Rd, Loretto, KY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 585 Raley Rd, Loretto, KY?

585 Raley Rd, Loretto, KY has 2,549 square feet of living space and a 16.51-acre lot.

When was 585 Raley Rd, Loretto, KY built?

585 Raley Rd, Loretto, KY was built in 2018, making it 8 years old. The building has 1 story.

What schools serve 585 Raley Rd, Loretto, KY?

585 Raley Rd, Loretto, KY is assigned to West Marion Elementary School (elementary), rated A+; Marion County Middle School (middle), rated A-; Marion County High School (high), rated B+. All sit in Marion County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 585 Raley Rd, Loretto, KY compare to other homes in Loretto 40037?

Among the 1,212 homes in Loretto 40037, it is worth more than almost all of them ($625,629 against a typical $215,028), its price per square foot is higher than 95% of them ($245 against a typical $145), it is bigger than 95% of them (2,549 ft² against a typical 1,469 ft²), its lot is bigger than 83% of them (16.51 ac against a typical 1.77 ac) and it is newer than 87% of them (2018 against a typical 1999). Measured against all of Marion County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 585 Raley Rd, Loretto, KY?

The 2025 property tax bill for 585 Raley Rd, Loretto, KY was $2,808. The county assessed it at $368,000.

Closest homes

More homes in Loretto 40037

Assigned schools

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