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Single Family ResidenceResidential
$756,383$180 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

322 SWIFT RIVER WAY

SHEPHERDSTOWN, WV 25443
5
Beds
4 / 1
Baths
4,202 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.56 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$756K
$689K low$823K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$756,383
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$605,106

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,103 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$419,760 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$140,280
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$279,480
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$415,440
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$699,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
71
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.44 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyBerkeley
Lot (acres)The size of the land the home sits on, from county records.4.56
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Spring Mills High SchoolB
High · Grades 9–12 · 4.7 mi
E
Bedington Elementary School
Elementary · Grades PK–2 · 4.9 mi
M
Spring Mills Middle SchoolC
Middle · Grades 6–8 · 4.9 mi

District: Berkeley County School District

Neighborhood · ZIP 25443These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.7,987
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.285 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,975
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,006
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.40%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

322 Swift River Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Berkeley County
  • Costs less per square foot than 71% of homes in Shepherdstown 25443
  • Bigger than 98% of homes in Berkeley County
  • Has a bigger lot than 91% of homes in Berkeley County
  • Newer than 97% of homes in Shepherdstown 25443

What homes are worth in Shepherdstown 25443

Each bar is how many homes fall in that price range. The marker is this home.

This home
$212K$1M

This home is worth more than 90% of homes in Shepherdstown 25443.

How it measures up in Shepherdstown 25443

The dot is this home. The mark in the middle is the typical home in Shepherdstown 25443.

Estimated value$756,383
CheaperTypical $486,025Pricier

Pricier than 90% of homes nearby

Price per ft²$180
CheaperTypical $212Pricier

Pricier than 29% of homes nearby

Living area4,202 ft²
SmallerTypical 2,236 ft²Bigger

Bigger than 91% of homes nearby

Lot size4.56 ac
SmallerTypical 0.79 acBigger

Bigger than 87% of homes nearby

Year built2022
OlderTypical 1991Newer

Newer than 97% of homes nearby

How 322 Swift River Way ranks against every home in each area.
MeasureThis homeShepherdstown 25443Berkeley County
Estimated valuepricier than$756,38390% of homesalmost all homes
Price per ft²pricier than$18029% of homes48% of homes
Living areabigger than4,202 ft²91% of homes98% of homes
Lot sizebigger than4.56 ac87% of homes91% of homes
Year builtnewer than202297% of homes96% of homes

About 322 Swift River Way

How much is 322 Swift River Way, Shepherdstown, WV worth?

The TopHap Estimate for 322 Swift River Way, Shepherdstown, WV is $756,383 as of Jul 14, 2026. The likely range is $689,311 to $823,455. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 322 Swift River Way, Shepherdstown, WV last sell?

322 Swift River Way, Shepherdstown, WV last sold on Sep 15, 2023, according to the county's recorded deed.

How big is 322 Swift River Way, Shepherdstown, WV?

322 Swift River Way, Shepherdstown, WV has 5 bedrooms, 4 bathrooms, 4,202 square feet of living space and a 4.56-acre lot.

When was 322 Swift River Way, Shepherdstown, WV built?

322 Swift River Way, Shepherdstown, WV was built in 2022, making it 4 years old. It is a ranch home. The building has 2 stories.

What schools serve 322 Swift River Way, Shepherdstown, WV?

322 Swift River Way, Shepherdstown, WV is assigned to Spring Mills High School (high), rated B; Bedington Elementary School (elementary); Spring Mills Middle School (middle), rated C. All sit in Berkeley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 322 Swift River Way, Shepherdstown, WV compare to other homes in Shepherdstown 25443?

Among the 2,953 homes in Shepherdstown 25443, it is worth more than 90% of them ($756,383 against a typical $486,025), its price per square foot is higher than 29% of them ($180 against a typical $212), it is bigger than 91% of them (4,202 ft² against a typical 2,236 ft²), its lot is bigger than 87% of them (4.56 ac against a typical 0.79 ac) and it is newer than 97% of them (2022 against a typical 1991). Measured against all of Berkeley County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 322 Swift River Way, Shepherdstown, WV?

The 2025 property tax bill for 322 Swift River Way, Shepherdstown, WV was $5,103. The county assessed it at $419,760.

Closest homes

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Assigned schools

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