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Single Family ResidenceResidential
$877,207$212 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,050,000 on Mar 24, 2025

256 SWIFT RIVER WAY

SHEPHERDSTOWN, WV 25443
4
Beds
3
Baths
4,147 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.31 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$877K
$828K low$927K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,050,000 · Mar 24, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$96,207
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$76,966
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.94%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$781,000
GUARANTEED RATE INC · recorded Mar 27, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,781 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$475,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$147,780
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$327,720
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$130,020
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$792,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBerkeley
Lot (acres)The size of the land the home sits on, from county records.5.31
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Spring Mills High SchoolB
High · Grades 9–12 · 4.7 mi
E
Bedington Elementary School
Elementary · Grades PK–2 · 4.9 mi
M
Spring Mills Middle SchoolC
Middle · Grades 6–8 · 5.0 mi

District: Berkeley County School District

Neighborhood · ZIP 25443These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.7,987
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.285 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,975
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,006
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.40%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

256 Swift River Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Berkeley County
  • Costs more per square foot than 74% of homes in Berkeley County
  • Bigger than 97% of homes in Berkeley County
  • Has a bigger lot than 94% of homes in Berkeley County
  • Among the newest homes in Shepherdstown 25443

What homes are worth in Shepherdstown 25443

Each bar is how many homes fall in that price range. The marker is this home.

This home
$212K$1M

This home is worth more than 95% of homes in Shepherdstown 25443.

How it measures up in Shepherdstown 25443

The dot is this home. The mark in the middle is the typical home in Shepherdstown 25443.

Estimated value$877,207
CheaperTypical $486,025Pricier

Pricier than 95% of homes nearby

Price per ft²$212
CheaperTypical $212Pricier

Pricier than 50% of homes nearby

Living area4,147 ft²
SmallerTypical 2,236 ft²Bigger

Bigger than 90% of homes nearby

Lot size5.31 ac
SmallerTypical 0.79 acBigger

Bigger than 90% of homes nearby

Year built2023
OlderTypical 1991Newer

Newer than almost all homes nearby

How 256 Swift River Way ranks against every home in each area.
MeasureThis homeShepherdstown 25443Berkeley County
Estimated valuepricier than$877,20795% of homesalmost all homes
Price per ft²pricier than$21250% of homes74% of homes
Living areabigger than4,147 ft²90% of homes97% of homes
Lot sizebigger than5.31 ac90% of homes94% of homes
Year builtnewer than2023almost all homesalmost all homes

About 256 Swift River Way

How much is 256 Swift River Way, Shepherdstown, WV worth?

The TopHap Estimate for 256 Swift River Way, Shepherdstown, WV is $877,207 as of Jul 14, 2026. The likely range is $827,723 to $926,691. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 256 Swift River Way, Shepherdstown, WV last sell?

256 Swift River Way, Shepherdstown, WV last sold on Mar 24, 2025 for $1,050,000, according to the county's recorded deed.

How big is 256 Swift River Way, Shepherdstown, WV?

256 Swift River Way, Shepherdstown, WV has 4 bedrooms, 3 bathrooms, 4,147 square feet of living space and a 5.31-acre lot.

When was 256 Swift River Way, Shepherdstown, WV built?

256 Swift River Way, Shepherdstown, WV was built in 2023, making it 3 years old. It is a conventional home. The building has 2 stories.

What schools serve 256 Swift River Way, Shepherdstown, WV?

256 Swift River Way, Shepherdstown, WV is assigned to Spring Mills High School (high), rated B; Bedington Elementary School (elementary); Spring Mills Middle School (middle), rated C. All sit in Berkeley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 256 Swift River Way, Shepherdstown, WV compare to other homes in Shepherdstown 25443?

Among the 2,953 homes in Shepherdstown 25443, it is worth more than 95% of them ($877,207 against a typical $486,025), its price per square foot is higher than 50% of them ($212 against a typical $212), it is bigger than 90% of them (4,147 ft² against a typical 2,236 ft²), its lot is bigger than 90% of them (5.31 ac against a typical 0.79 ac) and it is newer than almost all of them (2023 against a typical 1991). Measured against all of Berkeley County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 256 Swift River Way, Shepherdstown, WV?

The 2025 property tax bill for 256 Swift River Way, Shepherdstown, WV was $5,781. The county assessed it at $475,500.

Closest homes

More homes in Shepherdstown 25443

Assigned schools

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