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Single Family ResidenceResidential
$298,544$252 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

322 UPPER RIDGE DR

EFFORT, PA 18330
3
Beds
2.5
Baths
1,184 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.07 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$299K
$286K low$311K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$64,744
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$51,795
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.76%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
THE FOUNTAIN HEAD DEVELOPMENT GROUP LLC · 14% · recorded Oct 8, 2025
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$33,800
CITIZENS BANK OF PENNSYLVANIA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,009 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$124,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,350
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$98,650
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$124,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$124,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyMONROE
Lot (acres)The size of the land the home sits on, from county records.1.07
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 100 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Pleasant Valley Middle SchoolC
Middle · Grades 7–8 · 4.8 mi
H
Pleasant Valley High SchoolC+
High · Grades 9–12 · 5.0 mi
E
Pleasant Valley Elementary School
Elementary · Grades KG–3 · 5.7 mi

District: Pleasant Valley School District

Neighborhood · ZIP 18330These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.7,765
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.506 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,716
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,502
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

322 Upper Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Effort 18330
  • Costs more per square foot than 81% of homes in Effort 18330
  • Smaller than 72% of homes in Monroe County
  • Has a bigger lot than 71% of homes in Monroe County
  • Newer than 71% of homes in Monroe County

What homes are worth in Effort 18330

Each bar is how many homes fall in that price range. The marker is this home.

This home
$160K$553K

This home is worth more than 34% of homes in Effort 18330.

How it measures up in Effort 18330

The dot is this home. The mark in the middle is the typical home in Effort 18330.

Estimated value$298,544
CheaperTypical $340,781Pricier

Pricier than 34% of homes nearby

Price per ft²$252
CheaperTypical $211Pricier

Pricier than 81% of homes nearby

Living area1,184 ft²
SmallerTypical 1,460 ft²Bigger

Bigger than 31% of homes nearby

Lot size1.07 ac
SmallerTypical 1.03 acBigger

Bigger than 58% of homes nearby

Year built1995
OlderTypical 1989Newer

Newer than 70% of homes nearby

How 322 Upper Ridge Dr ranks against every home in each area.
MeasureThis homeEffort 18330Monroe County
Estimated valuepricier than$298,54434% of homes40% of homes
Price per ft²pricier than$25281% of homes80% of homes
Living areabigger than1,184 ft²31% of homes28% of homes
Lot sizebigger than1.07 ac58% of homes71% of homes
Year builtnewer than199570% of homes71% of homes

About 322 Upper Ridge Dr

How much is 322 Upper Ridge Dr, Effort, PA worth?

The TopHap Estimate for 322 Upper Ridge Dr, Effort, PA is $298,544 as of Jul 14, 2026. The likely range is $286,096 to $310,992. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 322 Upper Ridge Dr, Effort, PA last sell?

322 Upper Ridge Dr, Effort, PA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 322 Upper Ridge Dr, Effort, PA?

322 Upper Ridge Dr, Effort, PA has 3 bedrooms, 2.5 bathrooms, 1,184 square feet of living space and a 1.07-acre lot.

When was 322 Upper Ridge Dr, Effort, PA built?

322 Upper Ridge Dr, Effort, PA was built in 1995, making it 31 years old. It is a bi-level home. The building has 1 story.

What schools serve 322 Upper Ridge Dr, Effort, PA?

322 Upper Ridge Dr, Effort, PA is assigned to Pleasant Valley Middle School (middle), rated C; Pleasant Valley High School (high), rated C+; Pleasant Valley Elementary School (elementary). All sit in Pleasant Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 322 Upper Ridge Dr, Effort, PA compare to other homes in Effort 18330?

Among the 3,277 homes in Effort 18330, it is worth more than 34% of them ($298,544 against a typical $340,781), its price per square foot is higher than 81% of them ($252 against a typical $211), it is bigger than 31% of them (1,184 ft² against a typical 1,460 ft²), its lot is bigger than 58% of them (1.07 ac against a typical 1.03 ac) and it is newer than 70% of them (1995 against a typical 1989). Measured against all of Monroe County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 322 Upper Ridge Dr, Effort, PA?

The 2026 property tax bill for 322 Upper Ridge Dr, Effort, PA was $1,009. The county assessed it at $124,000.

Closest homes

More homes in Effort 18330

Assigned schools

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