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Single Family ResidenceResidential
$292,947$203 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 58How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3220 GARRETT ST

RICHMOND, VA 23221
3
Beds
2
Baths
1,444 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$293K
$170K low$416K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$10,687
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$8,550
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$213,260
AMERICAN FINANCING CORPORATION · recorded Nov 17, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$69,000
AMERICAN FINANCING CORP

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,588 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$299,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$160,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$139,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$289,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$299,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyRICHMOND CITY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Roll Composition (rolled Mineral Roof)
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 110 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
John B. Cary Elementary SchoolA-
Elementary · Grades KG–5 · 0.4 mi
M
Albert Hill Middle SchoolC-
Middle · Grades 6–8 · 1.2 mi
H
Thomas Jefferson High SchoolC-
High · Grades 9–12 · 1.8 mi

District: Richmond City Public Schools

Neighborhood · ZIP 23221These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.43%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.14,693
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,360 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,758
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$144,947
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3220 Garrett St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Richmond 23221
  • Costs less per square foot than 85% of homes in Richmond 23221
  • Smaller than 70% of homes in Richmond 23221
  • Has a bigger lot than 68% of homes in Richmond 23221
  • Newer than 65% of homes in Richmond 23221

What homes are worth in Richmond 23221

Each bar is how many homes fall in that price range. The marker is this home.

This home
$187K$1.9M

This home is worth more than 21% of homes in Richmond 23221.

How it measures up in Richmond 23221

The dot is this home. The mark in the middle is the typical home in Richmond 23221.

Estimated value$292,947
CheaperTypical $462,103Pricier

Pricier than 21% of homes nearby

Price per ft²$203
CheaperTypical $264Pricier

Pricier than 15% of homes nearby

Living area1,444 ft²
SmallerTypical 1,880 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.17 ac
SmallerTypical 0.13 acBigger

Bigger than 68% of homes nearby

Year built1945
OlderTypical 1938Newer

Newer than 65% of homes nearby

How 3220 Garrett St ranks against every home in each area.
MeasureThis homeCarillonRichmond 23221Richmond city County
Estimated valuepricier than$292,94726% of homes21% of homes58% of homes
Price per ft²pricier than$20342% of homes15% of homes65% of homes
Living areabigger than1,444 ft²34% of homes30% of homes43% of homes
Lot sizebigger than0.17 ac40% of homes68% of homes57% of homes
Year builtnewer than194541% of homes65% of homes45% of homes

About 3220 Garrett St

How much is 3220 Garrett St, Richmond, VA worth?

The TopHap Estimate for 3220 Garrett St, Richmond, VA is $292,947 as of Jul 14, 2026. The likely range is $169,729 to $416,165. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3220 Garrett St, Richmond, VA last sell?

3220 Garrett St, Richmond, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3220 Garrett St, Richmond, VA?

3220 Garrett St, Richmond, VA has 3 bedrooms, 2 bathrooms, 1,444 square feet of living space and a 0.17-acre lot.

When was 3220 Garrett St, Richmond, VA built?

3220 Garrett St, Richmond, VA was built in 1945, making it 81 years old. It is a cape cod home. The building has 1 story.

What schools serve 3220 Garrett St, Richmond, VA?

3220 Garrett St, Richmond, VA is assigned to John B. Cary Elementary School (elementary), rated A-; Albert Hill Middle School (middle), rated C-; Thomas Jefferson High School (high), rated C-. All sit in Richmond City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3220 Garrett St, Richmond, VA compare to other homes in Richmond 23221?

Among the 5,088 homes in Richmond 23221, it is worth more than 21% of them ($292,947 against a typical $462,103), its price per square foot is higher than 15% of them ($203 against a typical $264), it is bigger than 30% of them (1,444 ft² against a typical 1,880 ft²), its lot is bigger than 68% of them (0.17 ac against a typical 0.13 ac) and it is newer than 65% of them (1945 against a typical 1938). Measured against all of Richmond city County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3220 Garrett St, Richmond, VA?

The 2026 property tax bill for 3220 Garrett St, Richmond, VA was $3,588. The county assessed it at $299,000.

Closest homes

More homes in Richmond 23221

Assigned schools

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