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Single Family ResidenceResidential
$252,422$263 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3225 LOAM LN

RICHMOND, TX 77406
2
Beds
2
Baths
958 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,030 ft²
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.

Valuation

$252K
$239K low$266K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$64,422
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$51,538
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$188,000
SIMPLEX LENDING LLC · recorded Oct 22, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,402 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$162,433 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$61,516
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$100,917
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$162,433
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$162,433

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
46
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
47
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
57
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
38
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFort Bend
Lot (acres)The size of the land the home sits on, from county records.0.05
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 90 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
James Bowie Middle SchoolA
Middle · Grades 6–8 · 0.8 mi
E
James C. Neill Elementary SchoolA-
Elementary · Grades KG–5 · 2.5 mi
H
Travis High SchoolA-
High · Grades 9–12 · 2.7 mi

District: Fort Bend Independent School District

Neighborhood · ZIP 77406These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.70,172
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,000 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$135,899
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$166,511
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3225 Loam Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Richmond 77406
  • Costs more per square foot than 97% of homes in Fort Bend County
  • Among the smallest homes in Richmond 77406
  • Among the smallest lots in Richmond 77406
  • Among the newest homes in Richmond 77406

What homes are worth in Richmond 77406

Each bar is how many homes fall in that price range. The marker is this home.

This home
$229K$1.4M

This home is worth more than 3% of homes in Richmond 77406.

How it measures up in Richmond 77406

The dot is this home. The mark in the middle is the typical home in Richmond 77406.

Estimated value$252,422
CheaperTypical $435,493Pricier

Pricier than 3% of homes nearby

Price per ft²$263
CheaperTypical $165Pricier

Pricier than 95% of homes nearby

Living area958 ft²
SmallerTypical 2,646 ft²Bigger

Smaller than almost all homes nearby

Lot size2,030 ft²
SmallerTypical 0.18 acBigger

Smaller than almost all homes nearby

Year built2024
OlderTypical 2012Newer

Newer than almost all homes nearby

How 3225 Loam Ln ranks against every home in each area.
MeasureThis homeRichmond 77406Fort Bend County
Estimated valuepricier than$252,4223% of homes13% of homes
Price per ft²pricier than$26395% of homes97% of homes
Living areabigger than958 ft²almost no homes2% of homes
Lot sizebigger than2,030 ft²almost no homesalmost no homes
Year builtnewer than2024almost all homesalmost all homes

About 3225 Loam Ln

How much is 3225 Loam Ln, Richmond, TX worth?

The TopHap Estimate for 3225 Loam Ln, Richmond, TX is $252,422 as of Jul 14, 2026. The likely range is $239,238 to $265,606. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3225 Loam Ln, Richmond, TX last sell?

3225 Loam Ln, Richmond, TX last sold on Oct 22, 2025, according to the county's recorded deed.

How big is 3225 Loam Ln, Richmond, TX?

3225 Loam Ln, Richmond, TX has 2 bedrooms, 2 bathrooms, 958 square feet of living space and a 0.05-acre lot.

When was 3225 Loam Ln, Richmond, TX built?

3225 Loam Ln, Richmond, TX was built in 2024, making it 2 years old.

What schools serve 3225 Loam Ln, Richmond, TX?

3225 Loam Ln, Richmond, TX is assigned to James Bowie Middle School (middle), rated A; James C. Neill Elementary School (elementary), rated A-; Travis High School (high), rated A-. All sit in Fort Bend Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3225 Loam Ln, Richmond, TX compare to other homes in Richmond 77406?

Among the 24,027 homes in Richmond 77406, it is worth more than 3% of them ($252,422 against a typical $435,493), its price per square foot is higher than 95% of them ($263 against a typical $165), it is bigger than almost none of them (958 ft² against a typical 2,646 ft²), its lot is bigger than almost none of them (2,030 ft² against a typical 0.18 ac) and it is newer than almost all of them (2024 against a typical 2012). Measured against all of Fort Bend County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3225 Loam Ln, Richmond, TX?

The 2025 property tax bill for 3225 Loam Ln, Richmond, TX was $2,402. The county assessed it at $162,433.

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