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Single Family ResidenceResidential
$192,896$131 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $149,865 on Jan 9, 2020

323 COUNTY ROUTE 86

ADDISON, NY 14801
3
Beds
2
Baths
1,472 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.
Pre-foreclosure (LIS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
A foreclosure-related notice has been recorded for this property.

Valuation

$193K
$175K low$211K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$149,865 · Jan 9, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$43,031
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$34,425
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.76%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$149,865
FIVE STAR BANK · P · recorded Jan 9, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,274 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,825 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$325
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$3,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$3,825
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$194,162

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountySTEUBEN
Lot (acres)The size of the land the home sits on, from county records.1.19
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 160 ft²Porch · 72 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Tuscarora Elementary SchoolD
Elementary · Grades KG–5 · 6.4 mi
M
Addison Middle/High SchoolC
Middle · Grades 6–12 · 6.7 mi

District: Addison Central School District

Neighborhood · ZIP 14801These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.5,367
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.50 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,797
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,674
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

323 County Route 86 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Addison 14801
  • Costs more per square foot than 77% of homes in Addison 14801
  • Newer than 84% of homes in Steuben County

What homes are worth in Addison 14801

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$400K

This home is worth more than 72% of homes in Addison 14801.

How it measures up in Addison 14801

The dot is this home. The mark in the middle is the typical home in Addison 14801.

Estimated value$192,896
CheaperTypical $139,059Pricier

Pricier than 72% of homes nearby

Price per ft²$131
CheaperTypical $89Pricier

Pricier than 77% of homes nearby

Living area1,472 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 51% of homes nearby

Lot size1.19 ac
SmallerTypical 2 acBigger

Bigger than 42% of homes nearby

Year built1993
OlderTypical 1968Newer

Newer than 77% of homes nearby

How 323 County Route 86 ranks against every home in each area.
MeasureThis homeAddison 14801Steuben County
Estimated valuepricier than$192,89672% of homes63% of homes
Price per ft²pricier than$13177% of homes68% of homes
Living areabigger than1,472 ft²51% of homes46% of homes
Lot sizebigger than1.19 ac42% of homes57% of homes
Year builtnewer than199377% of homes84% of homes

About 323 County Route 86

How much is 323 County Route 86, Addison, NY worth?

The TopHap Estimate for 323 County Route 86, Addison, NY is $192,896 as of Jul 14, 2026. The likely range is $175,044 to $210,748. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 323 County Route 86, Addison, NY last sell?

323 County Route 86, Addison, NY last sold on Jan 9, 2020 for $149,865, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 323 County Route 86, Addison, NY?

323 County Route 86, Addison, NY has 3 bedrooms, 2 bathrooms, 1,472 square feet of living space and a 1.19-acre lot.

When was 323 County Route 86, Addison, NY built?

323 County Route 86, Addison, NY was built in 1993, making it 33 years old. It is a cape cod home. The building has 1 story.

What schools serve 323 County Route 86, Addison, NY?

323 County Route 86, Addison, NY is assigned to Tuscarora Elementary School (elementary), rated D; Addison Middle/High School (middle), rated C. All sit in Addison Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 323 County Route 86, Addison, NY compare to other homes in Addison 14801?

Among the 2,182 homes in Addison 14801, it is worth more than 72% of them ($192,896 against a typical $139,059), its price per square foot is higher than 77% of them ($131 against a typical $89), it is bigger than 51% of them (1,472 ft² against a typical 1,456 ft²), its lot is bigger than 42% of them (1.19 ac against a typical 2 ac) and it is newer than 77% of them (1993 against a typical 1968). Measured against all of Steuben County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 323 County Route 86, Addison, NY?

The 2025 property tax bill for 323 County Route 86, Addison, NY was $4,274. The county assessed it at $3,825.

Closest homes

More homes in Addison 14801

Assigned schools

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