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Rural ResidenceResidential
$1,744,805$290 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3230 RICHFIELD LN

PHOENIX, MD 21131
6 / 1
Baths
6,018 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
23.84 ac
Lot SizeThe size of the land the home sits on, from county records.
1831
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.

Valuation

$1.7M
$1.3M low$2.2M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,257,805
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,006,244
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.32%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
BALTIMORE COUNTY SAV BANK FSB · recorded Oct 15, 2002
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$187,000
PNC MORTGAGE

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,482 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$868,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$295,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$573,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$792,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$868,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.79 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBaltimore
Lot (acres)The size of the land the home sits on, from county records.23.84
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.StablePorch · 592 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jacksonville Elementary SchoolA
Elementary · Grades KG–5 · 0.7 mi
H
Dulaney High SchoolA-
High · Grades 9–12 · 4.0 mi
M
Cockeysville Middle SchoolB
Middle · Grades 6–8 · 4.2 mi

District: Baltimore County Public Schools

Neighborhood · ZIP 21131These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.43
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,900
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.298 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$192,104
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$213,132
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3230 Richfield Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Baltimore County
  • Costs more per square foot than 80% of homes in Baltimore County
  • Among the largest homes in Baltimore County
  • Among the largest lots in Baltimore County
  • Among the oldest homes in Phoenix 21131

What homes are worth in Phoenix 21131

Each bar is how many homes fall in that price range. The marker is this home.

This home
$342K$1.7M

This home is worth more than 98% of homes in Phoenix 21131.

How it measures up in Phoenix 21131

The dot is this home. The mark in the middle is the typical home in Phoenix 21131.

Estimated value$1,744,805
CheaperTypical $744,277Pricier

Pricier than 98% of homes nearby

Price per ft²$290
CheaperTypical $274Pricier

Pricier than 67% of homes nearby

Living area6,018 ft²
SmallerTypical 2,708 ft²Bigger

Bigger than 96% of homes nearby

Lot size23.84 ac
SmallerTypical 1.39 acBigger

Bigger than almost all homes nearby

Year built1831
OlderTypical 1979Newer

Older than almost all homes nearby

How 3230 Richfield Ln ranks against every home in each area.
MeasureThis homePhoenix 21131Baltimore County
Estimated valuepricier than$1,744,80598% of homesalmost all homes
Price per ft²pricier than$29067% of homes80% of homes
Living areabigger than6,018 ft²96% of homesalmost all homes
Lot sizebigger than23.84 acalmost all homesalmost all homes
Year builtnewer than1831almost no homesalmost no homes

About 3230 Richfield Ln

How much is 3230 Richfield Ln, Phoenix, MD worth?

The TopHap Estimate for 3230 Richfield Ln, Phoenix, MD is $1,744,805 as of Jul 14, 2026. The likely range is $1,323,397 to $2,166,213. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3230 Richfield Ln, Phoenix, MD last sell?

3230 Richfield Ln, Phoenix, MD last sold on Oct 20, 1995, according to the county's recorded deed.

How big is 3230 Richfield Ln, Phoenix, MD?

3230 Richfield Ln, Phoenix, MD has 6 bathrooms, 6,018 square feet of living space and a 23.84-acre lot.

When was 3230 Richfield Ln, Phoenix, MD built?

3230 Richfield Ln, Phoenix, MD was built in 1831, making it 195 years old. It is a conventional home. The building has 3 stories.

What schools serve 3230 Richfield Ln, Phoenix, MD?

3230 Richfield Ln, Phoenix, MD is assigned to Jacksonville Elementary School (elementary), rated A; Dulaney High School (high), rated A-; Cockeysville Middle School (middle), rated B. All sit in Baltimore County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3230 Richfield Ln, Phoenix, MD compare to other homes in Phoenix 21131?

Among the 2,788 homes in Phoenix 21131, it is worth more than 98% of them ($1,744,805 against a typical $744,277), its price per square foot is higher than 67% of them ($290 against a typical $274), it is bigger than 96% of them (6,018 ft² against a typical 2,708 ft²), its lot is bigger than almost all of them (23.84 ac against a typical 1.39 ac) and it is newer than almost none of them (1831 against a typical 1979). Measured against all of Baltimore County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3230 Richfield Ln, Phoenix, MD?

The 2025 property tax bill for 3230 Richfield Ln, Phoenix, MD was $9,482. The county assessed it at $868,700.

Closest homes

More homes in Phoenix 21131

Assigned schools

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