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Single Family ResidenceResidential
$140,321$142 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3238 STATE ROUTE 28

OLD FORGE, NY 13420
1
Beds
1
Baths
990 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$140K
$122K low$159K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$22,642
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$18,114
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$87,752
BANK OF AMERICA NA · recorded Apr 5, 2016
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,805
COUNTRYWIDE BANK
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$4,122

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,041 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$118,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$103,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$118,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$208,070

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyHerkimer
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2011
Lot (acres)The size of the land the home sits on, from county records.0.25
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 304 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Town Of Webb SchoolC
Elementary · Grades KG–12 · 0.7 mi

District: Town of Webb Union Free School District

Neighborhood · ZIP 13420These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.185
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.24%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.873
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.18 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,223
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,179
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3238 State Route 28 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Old Forge 13420
  • Costs less per square foot than 93% of homes in Old Forge 13420
  • Smaller than 84% of homes in Herkimer County
  • Has a smaller lot than 77% of homes in Old Forge 13420
  • Older than 84% of homes in Old Forge 13420

What homes are worth in Old Forge 13420

Each bar is how many homes fall in that price range. The marker is this home.

This home
$121K$1.9M

This home is worth more than 4% of homes in Old Forge 13420.

How it measures up in Old Forge 13420

The dot is this home. The mark in the middle is the typical home in Old Forge 13420.

Estimated value$140,321
CheaperTypical $472,585Pricier

Pricier than 4% of homes nearby

Price per ft²$142
CheaperTypical $326Pricier

Pricier than 7% of homes nearby

Living area990 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than 26% of homes nearby

Lot size0.25 ac
SmallerTypical 0.62 acBigger

Bigger than 23% of homes nearby

Year built1920
OlderTypical 1967Newer

Newer than 16% of homes nearby

How 3238 State Route 28 ranks against every home in each area.
MeasureThis homeOld Forge 13420Herkimer County
Estimated valuepricier than$140,3214% of homes28% of homes
Price per ft²pricier than$1427% of homes61% of homes
Living areabigger than990 ft²26% of homes16% of homes
Lot sizebigger than0.25 ac23% of homes32% of homes
Year builtnewer than192016% of homes38% of homes

About 3238 State Route 28

How much is 3238 State Route 28, Old Forge, NY worth?

The TopHap Estimate for 3238 State Route 28, Old Forge, NY is $140,321 as of Jul 14, 2026. The likely range is $121,912 to $158,730. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3238 State Route 28, Old Forge, NY?

3238 State Route 28, Old Forge, NY has 1 bedrooms, 1 bathrooms, 990 square feet of living space and a 0.25-acre lot.

When was 3238 State Route 28, Old Forge, NY built?

3238 State Route 28, Old Forge, NY was built in 1920, making it 106 years old. It is a cottage home. The building has 1 story.

What schools serve 3238 State Route 28, Old Forge, NY?

3238 State Route 28, Old Forge, NY is assigned to Town Of Webb School (elementary), rated C. All sit in Town of Webb Union Free School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3238 State Route 28, Old Forge, NY compare to other homes in Old Forge 13420?

Among the 2,281 homes in Old Forge 13420, it is worth more than 4% of them ($140,321 against a typical $472,585), its price per square foot is higher than 7% of them ($142 against a typical $326), it is bigger than 26% of them (990 ft² against a typical 1,368 ft²), its lot is bigger than 23% of them (0.25 ac against a typical 0.62 ac) and it is newer than 16% of them (1920 against a typical 1967). Measured against all of Herkimer County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3238 State Route 28, Old Forge, NY?

The 2024 property tax bill for 3238 State Route 28, Old Forge, NY was $2,041. The county assessed it at $118,600.

Closest homes

More homes in Old Forge 13420

Assigned schools

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