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Single Family ResidenceResidential
$172,069$113 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

326 RIDGE ST

ALBEMARLE, NC 28001
3
Beds
1.5
Baths
1,528 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1905
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$172K
$140K low$204K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$137,069
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$109,655
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.19%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,000
BANK OF STANLEY · E · recorded Mar 18, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,732 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$154,686 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$129,486
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$98,706
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$154,686

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTANLY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1955
Lot (acres)The size of the land the home sits on, from county records.0.48
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 162 ft²Porch · 360 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Albemarle Middle SchoolD+
Middle · Grades 6–8 · 0.6 mi
E
East Albemarle Elementary SchoolD-
Elementary · Grades KG–5 · 0.7 mi
H
Albemarle High SchoolD+
High · Grades 9–12 · 1.4 mi

District: Stanly County Schools

Neighborhood · ZIP 28001These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.31,375
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.230 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,588
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,453
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

326 Ridge St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Stanly County
  • Costs less per square foot than 87% of homes in Stanly County
  • Has a smaller lot than 65% of homes in Stanly County
  • Among the oldest homes in Albemarle 28001

What homes are worth in Albemarle 28001

Each bar is how many homes fall in that price range. The marker is this home.

This home
$69K$713K

This home is worth more than 25% of homes in Albemarle 28001.

How it measures up in Albemarle 28001

The dot is this home. The mark in the middle is the typical home in Albemarle 28001.

Estimated value$172,069
CheaperTypical $248,213Pricier

Pricier than 25% of homes nearby

Price per ft²$113
CheaperTypical $162Pricier

Pricier than 16% of homes nearby

Living area1,528 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.48 ac
SmallerTypical 0.54 acBigger

Bigger than 45% of homes nearby

Year built1905
OlderTypical 1965Newer

Older than almost all homes nearby

How 326 Ridge St ranks against every home in each area.
MeasureThis homeAlbemarle 28001Stanly County
Estimated valuepricier than$172,06925% of homes20% of homes
Price per ft²pricier than$11316% of homes13% of homes
Living areabigger than1,528 ft²53% of homes49% of homes
Lot sizebigger than0.48 ac45% of homes35% of homes
Year builtnewer than1905almost no homesalmost no homes

About 326 Ridge St

How much is 326 Ridge St, Albemarle, NC worth?

The TopHap Estimate for 326 Ridge St, Albemarle, NC is $172,069 as of Jul 14, 2026. The likely range is $139,884 to $204,254. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 326 Ridge St, Albemarle, NC last sell?

326 Ridge St, Albemarle, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 326 Ridge St, Albemarle, NC?

326 Ridge St, Albemarle, NC has 3 bedrooms, 1.5 bathrooms, 1,528 square feet of living space and a 0.48-acre lot.

When was 326 Ridge St, Albemarle, NC built?

326 Ridge St, Albemarle, NC was built in 1905, making it 121 years old. The building has 1 story.

What schools serve 326 Ridge St, Albemarle, NC?

326 Ridge St, Albemarle, NC is assigned to Albemarle Middle School (middle), rated D+; East Albemarle Elementary School (elementary), rated D-; Albemarle High School (high), rated D+. All sit in Stanly County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 326 Ridge St, Albemarle, NC compare to other homes in Albemarle 28001?

Among the 11,331 homes in Albemarle 28001, it is worth more than 25% of them ($172,069 against a typical $248,213), its price per square foot is higher than 16% of them ($113 against a typical $162), it is bigger than 53% of them (1,528 ft² against a typical 1,496 ft²), its lot is bigger than 45% of them (0.48 ac against a typical 0.54 ac) and it is newer than almost none of them (1905 against a typical 1965). Measured against all of Stanly County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 326 Ridge St, Albemarle, NC?

The 2025 property tax bill for 326 Ridge St, Albemarle, NC was $1,732. The county assessed it at $154,686.

Closest homes

More homes in Albemarle 28001

Assigned schools

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