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Single Family ResidenceResidential
$498,876$386 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $484,000 on Mar 26, 2026

3261 SWANN RIDGE RD

HILHAM, TN 38568
2
Baths
1,294 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.66 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$499K
$460K low$537K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$484,000 · Mar 26, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$114,876
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$91,901
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$384,000
UNION HOME MORTGAGE CORP · recorded Mar 26, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,572 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$60,475 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$42,975
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$60,475
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$241,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLAY
Lot (acres)The size of the land the home sits on, from county records.0.66
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 240 ft²Porch · 324 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Clay County Adult High School
High · Grades 9–12 · 5.2 mi
E
Celina K-8D
Elementary · Grades PK–8 · 5.3 mi

District: Clay County School District

Neighborhood · ZIP 38568These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,422
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.38 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,122
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,016
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3261 Swann Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Clay County
  • Costs more per square foot than 98% of homes in Hilham 38568
  • Has a smaller lot than 93% of homes in Hilham 38568
  • Newer than 98% of homes in Clay County

What homes are worth in Hilham 38568

Each bar is how many homes fall in that price range. The marker is this home.

This home
$38K$735K

This home is worth more than 91% of homes in Hilham 38568.

How it measures up in Hilham 38568

The dot is this home. The mark in the middle is the typical home in Hilham 38568.

Estimated value$498,876
CheaperTypical $242,397Pricier

Pricier than 91% of homes nearby

Price per ft²$386
CheaperTypical $190Pricier

Pricier than 98% of homes nearby

Living area1,294 ft²
SmallerTypical 1,248 ft²Bigger

Bigger than 52% of homes nearby

Lot size0.66 ac
SmallerTypical 4.2 acBigger

Bigger than 7% of homes nearby

Year built2021
OlderTypical 1993Newer

Newer than 96% of homes nearby

How 3261 Swann Ridge Rd ranks against every home in each area.
MeasureThis homeHilham 38568Clay County
Estimated valuepricier than$498,87691% of homes94% of homes
Price per ft²pricier than$38698% of homes98% of homes
Living areabigger than1,294 ft²52% of homes56% of homes
Lot sizebigger than0.66 ac7% of homes19% of homes
Year builtnewer than202196% of homes98% of homes

About 3261 Swann Ridge Rd

How much is 3261 Swann Ridge Rd, Hilham, TN worth?

The TopHap Estimate for 3261 Swann Ridge Rd, Hilham, TN is $498,876 as of Jul 14, 2026. The likely range is $460,380 to $537,372. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3261 Swann Ridge Rd, Hilham, TN last sell?

3261 Swann Ridge Rd, Hilham, TN last sold on Mar 26, 2026 for $484,000, according to the county's recorded deed.

How big is 3261 Swann Ridge Rd, Hilham, TN?

3261 Swann Ridge Rd, Hilham, TN has 2 bathrooms, 1,294 square feet of living space and a 0.66-acre lot.

When was 3261 Swann Ridge Rd, Hilham, TN built?

3261 Swann Ridge Rd, Hilham, TN was built in 2021, making it 5 years old. The building has 1 story.

What schools serve 3261 Swann Ridge Rd, Hilham, TN?

3261 Swann Ridge Rd, Hilham, TN is assigned to Clay County Adult High School (high); Celina K-8 (elementary), rated D. All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3261 Swann Ridge Rd, Hilham, TN compare to other homes in Hilham 38568?

Among the 1,038 homes in Hilham 38568, it is worth more than 91% of them ($498,876 against a typical $242,397), its price per square foot is higher than 98% of them ($386 against a typical $190), it is bigger than 52% of them (1,294 ft² against a typical 1,248 ft²), its lot is bigger than 7% of them (0.66 ac against a typical 4.2 ac) and it is newer than 96% of them (2021 against a typical 1993). Measured against all of Clay County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3261 Swann Ridge Rd, Hilham, TN?

The 2025 property tax bill for 3261 Swann Ridge Rd, Hilham, TN was $1,572. The county assessed it at $60,475.

Closest homes

More homes in Hilham 38568

Assigned schools

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