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Rural ResidenceResidential
$1,516,459$433 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3365 RIVER RD

LAUREL, MT 59044
5
Beds
4
Baths
3,502 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.5M
$1.3M low$1.7M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$507,209
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$405,767
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$894,250
STOCKMAN BANK OF MONTANA · recorded Feb 24, 2023
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$115,000
STOCKMAN BANK OF MONTANA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,038 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,288,935 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$907,083
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,288,935

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
96
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
62
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.173 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyYellowstone
Lot (acres)The size of the land the home sits on, from county records.10.50
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 96 ft²Porch · 560 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Laurel Middle SchoolD+
Middle · Grades 5–8 · 3.2 mi
H
Laurel High SchoolD+
High · Grades 9–12 · 3.5 mi
E
West School
Elementary · Grades 1–2 · 4.0 mi

District: Laurel High School District

Neighborhood · ZIP 59044These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.14,914
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.84 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,766
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,979
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3365 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Laurel 59044
  • Costs more per square foot than 97% of homes in Yellowstone County
  • Bigger than 97% of homes in Laurel 59044
  • Has a bigger lot than 97% of homes in Yellowstone County
  • Among the newest homes in Laurel 59044

What homes are worth in Laurel 59044

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$1M

This home is worth more than almost all homes in Laurel 59044.

How it measures up in Laurel 59044

The dot is this home. The mark in the middle is the typical home in Laurel 59044.

Estimated value$1,516,459
CheaperTypical $377,320Pricier

Pricier than almost all homes nearby

Price per ft²$433
CheaperTypical $292Pricier

Pricier than 92% of homes nearby

Living area3,502 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 97% of homes nearby

Lot size10.5 ac
SmallerTypical 0.24 acBigger

Bigger than 93% of homes nearby

Year built2022
OlderTypical 1978Newer

Newer than almost all homes nearby

How 3365 River Rd ranks against every home in each area.
MeasureThis homeLaurel 59044Yellowstone County
Estimated valuepricier than$1,516,459almost all homesalmost all homes
Price per ft²pricier than$43392% of homes97% of homes
Living areabigger than3,502 ft²97% of homes97% of homes
Lot sizebigger than10.5 ac93% of homes97% of homes
Year builtnewer than2022almost all homes98% of homes

About 3365 River Rd

How much is 3365 River Rd, Laurel, MT worth?

The TopHap Estimate for 3365 River Rd, Laurel, MT is $1,516,459 as of Jul 14, 2026. The likely range is $1,324,995 to $1,707,923. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3365 River Rd, Laurel, MT?

3365 River Rd, Laurel, MT has 5 bedrooms, 4 bathrooms, 3,502 square feet of living space and a 10.50-acre lot.

When was 3365 River Rd, Laurel, MT built?

3365 River Rd, Laurel, MT was built in 2022, making it 4 years old. It is a conventional home. The building has 2 stories.

What schools serve 3365 River Rd, Laurel, MT?

3365 River Rd, Laurel, MT is assigned to Laurel Middle School (middle), rated D+; Laurel High School (high), rated D+; West School (elementary). All sit in Laurel High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3365 River Rd, Laurel, MT compare to other homes in Laurel 59044?

Among the 4,846 homes in Laurel 59044, it is worth more than almost all of them ($1,516,459 against a typical $377,320), its price per square foot is higher than 92% of them ($433 against a typical $292), it is bigger than 97% of them (3,502 ft² against a typical 1,344 ft²), its lot is bigger than 93% of them (10.5 ac against a typical 0.24 ac) and it is newer than almost all of them (2022 against a typical 1978). Measured against all of Yellowstone County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3365 River Rd, Laurel, MT?

The 2025 property tax bill for 3365 River Rd, Laurel, MT was $6,038. The county assessed it at $1,288,935.

Closest homes

More homes in Laurel 59044

Assigned schools

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