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Single Family ResidenceResidential
$106,843$102 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $107,142 on Oct 9, 2023

3385 LONE ROCK DR

MEMPHIS, TN 38128
3
Beds
2
Baths
1,048 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$107K
$95K low$119K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$107,142 · Oct 9, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$26,486
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$21,189
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.76%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,357
NEIGHBORHOOD LOANS · recorded Oct 9, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$740 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$27,525 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,625
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$24,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$22,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$110,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
39
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySHELBY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2014
Lot (acres)The size of the land the home sits on, from county records.0.18
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 60 ft²

Transaction History(11)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Keystone Elementary SchoolC-
Elementary · Grades PK–5 · 0.8 mi
H
Raleigh Egypt High SchoolC
High · Grades 9–12 · 1.5 mi
M
Raleigh Egypt Middle School
Middle · Grades 6–8 · 2.3 mi

District: Memphis-Shelby County Schools

Neighborhood · ZIP 38128These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.303

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.41,992
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,699 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$47,769
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,901
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3385 Lone Rock Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Memphis 38128
  • Costs more per square foot than 68% of homes in Memphis 38128
  • Smaller than 90% of homes in Memphis 38128
  • Has a smaller lot than 77% of homes in Memphis 38128
  • Newer than 79% of homes in Memphis 38128

What homes are worth in Memphis 38128

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$256K

This home is worth more than 20% of homes in Memphis 38128.

How it measures up in Memphis 38128

The dot is this home. The mark in the middle is the typical home in Memphis 38128.

Estimated value$106,843
CheaperTypical $140,952Pricier

Pricier than 20% of homes nearby

Price per ft²$102
CheaperTypical $93Pricier

Pricier than 68% of homes nearby

Living area1,048 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.18 ac
SmallerTypical 0.23 acBigger

Bigger than 23% of homes nearby

Year built1985
OlderTypical 1971Newer

Newer than 79% of homes nearby

How 3385 Lone Rock Dr ranks against every home in each area.
MeasureThis homeMemphis 38128Shelby County
Estimated valuepricier than$106,84320% of homes21% of homes
Price per ft²pricier than$10268% of homes40% of homes
Living areabigger than1,048 ft²10% of homes12% of homes
Lot sizebigger than0.18 ac23% of homes28% of homes
Year builtnewer than198579% of homes63% of homes

About 3385 Lone Rock Dr

How much is 3385 Lone Rock Dr, Memphis, TN worth?

The TopHap Estimate for 3385 Lone Rock Dr, Memphis, TN is $106,843 as of Jul 14, 2026. The likely range is $94,708 to $118,978. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3385 Lone Rock Dr, Memphis, TN last sell?

3385 Lone Rock Dr, Memphis, TN last sold on Oct 9, 2023 for $107,142, according to the county's recorded deed. TopHap holds 10 recorded sales for this parcel.

How big is 3385 Lone Rock Dr, Memphis, TN?

3385 Lone Rock Dr, Memphis, TN has 3 bedrooms, 2 bathrooms, 1,048 square feet of living space and a 0.18-acre lot.

When was 3385 Lone Rock Dr, Memphis, TN built?

3385 Lone Rock Dr, Memphis, TN was built in 1985, making it 41 years old. It is a traditional/old home. The building has 1 story.

What schools serve 3385 Lone Rock Dr, Memphis, TN?

3385 Lone Rock Dr, Memphis, TN is assigned to Keystone Elementary School (elementary), rated C-; Raleigh Egypt High School (high), rated C; Raleigh Egypt Middle School (middle). All sit in Memphis-Shelby County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3385 Lone Rock Dr, Memphis, TN compare to other homes in Memphis 38128?

Among the 12,249 homes in Memphis 38128, it is worth more than 20% of them ($106,843 against a typical $140,952), its price per square foot is higher than 68% of them ($102 against a typical $93), it is bigger than 10% of them (1,048 ft² against a typical 1,440 ft²), its lot is bigger than 23% of them (0.18 ac against a typical 0.23 ac) and it is newer than 79% of them (1985 against a typical 1971). Measured against all of Shelby County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3385 Lone Rock Dr, Memphis, TN?

The 2025 property tax bill for 3385 Lone Rock Dr, Memphis, TN was $740. The county assessed it at $27,525.

Closest homes

More homes in Memphis 38128

Assigned schools

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