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Single Family ResidenceResidential
$2,309,625$612 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

340 CROSS HARBOR DR

PENHOOK, VA 24137
6
Beds
8 / 1
Baths
3,771 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.99 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
16
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$2.3M
$2.1M low$2.5M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,677 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,697,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$510,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$2,187,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,697,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$2,697,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.145 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFRANKLIN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.1.99
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Stone (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 532 ft²Patio · 582 ft²Porch · 432 ft²Boat access

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Glade Hill Elementary SchoolC+
Elementary · Grades PK–5 · 7.2 mi
H
Franklin County High SchoolC
High · Grades 9–12 · 14.0 mi
M
Benjamin Franklin Middle SchoolB+
Middle · Grades 6–8 · 14.3 mi

District: Franklin County Public Schools

Neighborhood · ZIP 24137These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.147
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.60%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,556
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,712
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$154,081
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

340 Cross Harbor Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Franklin County
  • Costs more per square foot than 92% of homes in Franklin County
  • Bigger than 98% of homes in Franklin County
  • Has a bigger lot than 68% of homes in Penhook 24137

What homes are worth in Penhook 24137

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$3.3M

This home is worth more than 94% of homes in Penhook 24137.

How it measures up in Penhook 24137

The dot is this home. The mark in the middle is the typical home in Penhook 24137.

Estimated value$2,309,625
CheaperTypical $488,097Pricier

Pricier than 94% of homes nearby

Price per ft²$612
CheaperTypical $387Pricier

Pricier than 75% of homes nearby

Living area3,771 ft²
SmallerTypical 1,716 ft²Bigger

Bigger than 95% of homes nearby

Lot size1.99 ac
SmallerTypical 1 acBigger

Bigger than 68% of homes nearby

Year built1993
OlderTypical 1990Newer

Newer than 55% of homes nearby

How 340 Cross Harbor Dr ranks against every home in each area.
MeasureThis homePenhook 24137Franklin County
Estimated valuepricier than$2,309,62594% of homesalmost all homes
Price per ft²pricier than$61275% of homes92% of homes
Living areabigger than3,771 ft²95% of homes98% of homes
Lot sizebigger than1.99 ac68% of homes60% of homes
Year builtnewer than199355% of homes57% of homes

About 340 Cross Harbor Dr

How much is 340 Cross Harbor Dr, Penhook, VA worth?

The TopHap Estimate for 340 Cross Harbor Dr, Penhook, VA is $2,309,625 as of Oct 21, 2026. The likely range is $2,088,170 to $2,531,080. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 340 Cross Harbor Dr, Penhook, VA last sell?

340 Cross Harbor Dr, Penhook, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 340 Cross Harbor Dr, Penhook, VA?

340 Cross Harbor Dr, Penhook, VA has 6 bedrooms, 8 bathrooms, 3,771 square feet of living space and a 1.99-acre lot.

When was 340 Cross Harbor Dr, Penhook, VA built?

340 Cross Harbor Dr, Penhook, VA was built in 1993, making it 33 years old. The building has 1 story.

What schools serve 340 Cross Harbor Dr, Penhook, VA?

340 Cross Harbor Dr, Penhook, VA is assigned to Glade Hill Elementary School (elementary), rated C+; Franklin County High School (high), rated C; Benjamin Franklin Middle School (middle), rated B+. All sit in Franklin County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 340 Cross Harbor Dr, Penhook, VA compare to other homes in Penhook 24137?

Among the 1,832 homes in Penhook 24137, it is worth more than 94% of them ($2,309,625 against a typical $488,097), its price per square foot is higher than 75% of them ($612 against a typical $387), it is bigger than 95% of them (3,771 ft² against a typical 1,716 ft²), its lot is bigger than 68% of them (1.99 ac against a typical 1 ac) and it is newer than 55% of them (1993 against a typical 1990). Measured against all of Franklin County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 340 Cross Harbor Dr, Penhook, VA?

The 2026 property tax bill for 340 Cross Harbor Dr, Penhook, VA was $12,677. The county assessed it at $2,697,200.

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