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Single Family ResidenceResidential
$845,904$260 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $17,500 on Jul 31, 1998

3425 RIVER GARDENS CIR

PENSACOLA, FL 32514
2.5
Baths
3,258 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.68 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$846K
$716K low$976K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$17,500 · Jul 31, 1998

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,859 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$306,536 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$297,897
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$586,392

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyESCAMBIA
Lot (acres)The size of the land the home sits on, from county records.0.68
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 112 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ferry Pass Middle SchoolC
Middle · Grades 6–8 · 1.2 mi
E
Ferry Pass Elementary SchoolB+
Elementary · Grades PK–5 · 1.8 mi
H
Washington High SchoolC-
High · Grades 9–12 · 3.4 mi

District: Escambia County School District

Neighborhood · ZIP 32514These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.40,731
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,937 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,917
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,881
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.66 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3425 River Gardens Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Pensacola 32514
  • Among the highest price per square foot in Pensacola 32514
  • Bigger than 94% of homes in Pensacola 32514
  • Has a bigger lot than 89% of homes in Pensacola 32514
  • Newer than 68% of homes in Pensacola 32514

What homes are worth in Pensacola 32514

Each bar is how many homes fall in that price range. The marker is this home.

This home
$111K$747K

This home is worth more than almost all homes in Pensacola 32514.

How it measures up in Pensacola 32514

The dot is this home. The mark in the middle is the typical home in Pensacola 32514.

Estimated value$845,904
CheaperTypical $268,323Pricier

Pricier than almost all homes nearby

Price per ft²$260
CheaperTypical $149Pricier

Pricier than almost all homes nearby

Living area3,258 ft²
SmallerTypical 1,787 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.68 ac
SmallerTypical 0.27 acBigger

Bigger than 89% of homes nearby

Year built1992
OlderTypical 1985Newer

Newer than 68% of homes nearby

How 3425 River Gardens Cir ranks against every home in each area.
MeasureThis homePensacola 32514Escambia County
Estimated valuepricier than$845,904almost all homes96% of homes
Price per ft²pricier than$260almost all homes90% of homes
Living areabigger than3,258 ft²94% of homes94% of homes
Lot sizebigger than0.68 ac89% of homes81% of homes
Year builtnewer than199268% of homes61% of homes

About 3425 River Gardens Cir

How much is 3425 River Gardens Cir, Pensacola, FL worth?

The TopHap Estimate for 3425 River Gardens Cir, Pensacola, FL is $845,904 as of Aug 30, 2026. The likely range is $716,260 to $975,548. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3425 River Gardens Cir, Pensacola, FL last sell?

3425 River Gardens Cir, Pensacola, FL last sold on Jul 31, 1998 for $17,500, according to the county's recorded deed.

How big is 3425 River Gardens Cir, Pensacola, FL?

3425 River Gardens Cir, Pensacola, FL has 2.5 bathrooms, 3,258 square feet of living space and a 0.68-acre lot.

When was 3425 River Gardens Cir, Pensacola, FL built?

3425 River Gardens Cir, Pensacola, FL was built in 1992, making it 34 years old. The building has 1 story.

What schools serve 3425 River Gardens Cir, Pensacola, FL?

3425 River Gardens Cir, Pensacola, FL is assigned to Ferry Pass Middle School (middle), rated C; Ferry Pass Elementary School (elementary), rated B+; Washington High School (high), rated C-. All sit in Escambia County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3425 River Gardens Cir, Pensacola, FL compare to other homes in Pensacola 32514?

Among the 12,758 homes in Pensacola 32514, it is worth more than almost all of them ($845,904 against a typical $268,323), its price per square foot is higher than almost all of them ($260 against a typical $149), it is bigger than 94% of them (3,258 ft² against a typical 1,787 ft²), its lot is bigger than 89% of them (0.68 ac against a typical 0.27 ac) and it is newer than 68% of them (1992 against a typical 1985). Measured against all of Escambia County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3425 River Gardens Cir, Pensacola, FL?

The 2025 property tax bill for 3425 River Gardens Cir, Pensacola, FL was $3,859. The county assessed it at $306,536.

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