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Single Family ResidenceResidential
$327,248$115 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $209,900 on Aug 5, 2016

3430 LOCH RIDGE TRL

HOOVER, AL 35216
4
Beds
3
Baths
2,856 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.42 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$327K
$302K low$352K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$209,900 · Aug 5, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,492 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$34,920 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$34,920
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$349,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
31
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJefferson
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1998
Lot (acres)The size of the land the home sits on, from county records.0.42
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 276 ft²Porch · 48 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rocky Ridge Elementary SchoolA
Elementary · Grades KG–5 · 0.9 mi
M
Berry Middle SchoolA+
Middle · Grades 6–8 · 2.9 mi
H
Spain Park High SchoolB+
High · Grades 9–12 · 3.1 mi

District: Hoover City School District

Neighborhood · ZIP 35216These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.70
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.34,332
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,676 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,724
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,897
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3430 Loch Ridge Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Jefferson County
  • Costs less per square foot than 96% of homes in Birmingham 35216
  • Bigger than 91% of homes in Jefferson County
  • Has a bigger lot than 65% of homes in Jefferson County

What homes are worth in Birmingham 35216

Each bar is how many homes fall in that price range. The marker is this home.

This home
$108K$1.4M

This home is worth more than 35% of homes in Birmingham 35216.

How it measures up in Birmingham 35216

The dot is this home. The mark in the middle is the typical home in Birmingham 35216.

Estimated value$327,248
CheaperTypical $421,314Pricier

Pricier than 35% of homes nearby

Price per ft²$115
CheaperTypical $208Pricier

Pricier than 4% of homes nearby

Living area2,856 ft²
SmallerTypical 1,852 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.42 ac
SmallerTypical 0.4 acBigger

Bigger than 54% of homes nearby

Year built1968
OlderTypical 1971Newer

Newer than 41% of homes nearby

How 3430 Loch Ridge Trl ranks against every home in each area.
MeasureThis homeBirmingham 35216Jefferson County
Estimated valuepricier than$327,24835% of homes70% of homes
Price per ft²pricier than$1154% of homes42% of homes
Living areabigger than2,856 ft²84% of homes91% of homes
Lot sizebigger than0.42 ac54% of homes65% of homes
Year builtnewer than196841% of homes50% of homes

About 3430 Loch Ridge Trl

How much is 3430 Loch Ridge Trl, Hoover, AL worth?

The TopHap Estimate for 3430 Loch Ridge Trl, Hoover, AL is $327,248 as of Sep 24, 2026. The likely range is $302,375 to $352,121. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3430 Loch Ridge Trl, Hoover, AL last sell?

3430 Loch Ridge Trl, Hoover, AL last sold on Aug 5, 2016 for $209,900, according to the county's recorded deed.

How big is 3430 Loch Ridge Trl, Hoover, AL?

3430 Loch Ridge Trl, Hoover, AL has 4 bedrooms, 3 bathrooms, 2,856 square feet of living space and a 0.42-acre lot.

When was 3430 Loch Ridge Trl, Hoover, AL built?

3430 Loch Ridge Trl, Hoover, AL was built in 1968, making it 58 years old. The building has 1 story.

What schools serve 3430 Loch Ridge Trl, Hoover, AL?

3430 Loch Ridge Trl, Hoover, AL is assigned to Rocky Ridge Elementary School (elementary), rated A; Berry Middle School (middle), rated A+; Spain Park High School (high), rated B+. All sit in Hoover City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3430 Loch Ridge Trl, Hoover, AL compare to other homes in Birmingham 35216?

Among the 9,845 homes in Birmingham 35216, it is worth more than 35% of them ($327,248 against a typical $421,314), its price per square foot is higher than 4% of them ($115 against a typical $208), it is bigger than 84% of them (2,856 ft² against a typical 1,852 ft²), its lot is bigger than 54% of them (0.42 ac against a typical 0.4 ac) and it is newer than 41% of them (1968 against a typical 1971). Measured against all of Jefferson County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3430 Loch Ridge Trl, Hoover, AL?

The 2024 property tax bill for 3430 Loch Ridge Trl, Hoover, AL was $2,492. The county assessed it at $34,920.

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