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Single Family ResidenceResidential
$288,388$194 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3438 LOCH RIDGE TRL

HOOVER, AL 35216
3
Beds
3
Baths
1,484 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$288K
$269K low$307K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,896 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$25,980 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$25,980
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$259,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
41
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.26 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJefferson
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1998
Lot (acres)The size of the land the home sits on, from county records.0.45
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 288 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rocky Ridge Elementary SchoolA
Elementary · Grades KG–5 · 0.9 mi
M
Berry Middle SchoolA+
Middle · Grades 6–8 · 2.9 mi
H
Spain Park High SchoolA+
High · Grades 9–12 · 3.1 mi

District: Hoover City School District

Neighborhood · ZIP 35216These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.70
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.34,332
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,676 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,724
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,897
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3438 Loch Ridge Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Birmingham 35216
  • Costs more per square foot than 74% of homes in Jefferson County
  • Smaller than 75% of homes in Birmingham 35216
  • Has a bigger lot than 68% of homes in Jefferson County

What homes are worth in Birmingham 35216

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$1.2M

This home is worth more than 31% of homes in Birmingham 35216.

How it measures up in Birmingham 35216

The dot is this home. The mark in the middle is the typical home in Birmingham 35216.

Estimated value$288,388
CheaperTypical $402,466Pricier

Pricier than 31% of homes nearby

Price per ft²$194
CheaperTypical $200Pricier

Pricier than 47% of homes nearby

Living area1,484 ft²
SmallerTypical 1,847 ft²Bigger

Bigger than 25% of homes nearby

Lot size0.45 ac
SmallerTypical 0.41 acBigger

Bigger than 58% of homes nearby

Year built1969
OlderTypical 1971Newer

Newer than 47% of homes nearby

How 3438 Loch Ridge Trl ranks against every home in each area.
MeasureThis homeBirmingham 35216Jefferson County
Estimated valuepricier than$288,38831% of homes66% of homes
Price per ft²pricier than$19447% of homes74% of homes
Living areabigger than1,484 ft²25% of homes50% of homes
Lot sizebigger than0.45 ac58% of homes68% of homes
Year builtnewer than196947% of homes52% of homes

About 3438 Loch Ridge Trl

How much is 3438 Loch Ridge Trl, Hoover, AL worth?

The TopHap Estimate for 3438 Loch Ridge Trl, Hoover, AL is $288,388 as of Aug 30, 2026. The likely range is $269,420 to $307,356. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3438 Loch Ridge Trl, Hoover, AL?

3438 Loch Ridge Trl, Hoover, AL has 3 bedrooms, 3 bathrooms, 1,484 square feet of living space and a 0.45-acre lot.

When was 3438 Loch Ridge Trl, Hoover, AL built?

3438 Loch Ridge Trl, Hoover, AL was built in 1969, making it 57 years old. The building has 1 story.

What schools serve 3438 Loch Ridge Trl, Hoover, AL?

3438 Loch Ridge Trl, Hoover, AL is assigned to Rocky Ridge Elementary School (elementary), rated A; Berry Middle School (middle), rated A+; Spain Park High School (high), rated A+. All sit in Hoover City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3438 Loch Ridge Trl, Hoover, AL compare to other homes in Birmingham 35216?

Among the 9,838 homes in Birmingham 35216, it is worth more than 31% of them ($288,388 against a typical $402,466), its price per square foot is higher than 47% of them ($194 against a typical $200), it is bigger than 25% of them (1,484 ft² against a typical 1,847 ft²), its lot is bigger than 58% of them (0.45 ac against a typical 0.41 ac) and it is newer than 47% of them (1969 against a typical 1971). Measured against all of Jefferson County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3438 Loch Ridge Trl, Hoover, AL?

The 2024 property tax bill for 3438 Loch Ridge Trl, Hoover, AL was $1,896. The county assessed it at $25,980.

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