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Single Family ResidenceResidential
$416,341$252 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

345 BACK RIVER NECK RD

ESSEX, MD 21221
2
Baths
1,650 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$416K
$385K low$448K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$352,341
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$281,873
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.16%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$64,000
STATE EMPLOYEES CU (MD) · R · recorded Feb 6, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,090 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$271,667 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$249,133
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$294,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBaltimore
Lot (acres)The size of the land the home sits on, from county records.0.44
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 40 ft²Porch · 40 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Middleborough Elementary SchoolB
Elementary · Grades PK–5 · 0.3 mi
M
Deep Creek Middle SchoolC-
Middle · Grades 6–8 · 1.1 mi
H
Chesapeake High SchoolD+
High · Grades 9–12 · 1.2 mi

District: Baltimore County Public Schools

Neighborhood · ZIP 21221These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.42,396
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,898 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,330
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,410
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

345 Back River Neck Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Essex 21221
  • Costs more per square foot than 77% of homes in Essex 21221
  • Bigger than 73% of homes in Essex 21221
  • Has a bigger lot than 89% of homes in Essex 21221
  • Newer than 92% of homes in Baltimore County

What homes are worth in Essex 21221

Each bar is how many homes fall in that price range. The marker is this home.

This home
$142K$734K

This home is worth more than 81% of homes in Essex 21221.

How it measures up in Essex 21221

The dot is this home. The mark in the middle is the typical home in Essex 21221.

Estimated value$416,341
CheaperTypical $283,950Pricier

Pricier than 81% of homes nearby

Price per ft²$252
CheaperTypical $211Pricier

Pricier than 77% of homes nearby

Living area1,650 ft²
SmallerTypical 1,240 ft²Bigger

Bigger than 73% of homes nearby

Lot size0.44 ac
SmallerTypical 0.16 acBigger

Bigger than 89% of homes nearby

Year built2004
OlderTypical 1957Newer

Newer than 88% of homes nearby

How 345 Back River Neck Rd ranks against every home in each area.
MeasureThis homeEssex 21221Baltimore County
Estimated valuepricier than$416,34181% of homes63% of homes
Price per ft²pricier than$25277% of homes61% of homes
Living areabigger than1,650 ft²73% of homes60% of homes
Lot sizebigger than0.44 ac89% of homes80% of homes
Year builtnewer than200488% of homes92% of homes

About 345 Back River Neck Rd

How much is 345 Back River Neck Rd, Essex, MD worth?

The TopHap Estimate for 345 Back River Neck Rd, Essex, MD is $416,341 as of Jul 14, 2026. The likely range is $384,714 to $447,969. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 345 Back River Neck Rd, Essex, MD last sell?

345 Back River Neck Rd, Essex, MD last sold on Feb 15, 2002, according to the county's recorded deed.

How big is 345 Back River Neck Rd, Essex, MD?

345 Back River Neck Rd, Essex, MD has 2 bathrooms, 1,650 square feet of living space and a 0.44-acre lot.

When was 345 Back River Neck Rd, Essex, MD built?

345 Back River Neck Rd, Essex, MD was built in 2004, making it 22 years old. It is a conventional home. The building has 1 story.

What schools serve 345 Back River Neck Rd, Essex, MD?

345 Back River Neck Rd, Essex, MD is assigned to Middleborough Elementary School (elementary), rated B; Deep Creek Middle School (middle), rated C-; Chesapeake High School (high), rated D+. All sit in Baltimore County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 345 Back River Neck Rd, Essex, MD compare to other homes in Essex 21221?

Among the 12,667 homes in Essex 21221, it is worth more than 81% of them ($416,341 against a typical $283,950), its price per square foot is higher than 77% of them ($252 against a typical $211), it is bigger than 73% of them (1,650 ft² against a typical 1,240 ft²), its lot is bigger than 89% of them (0.44 ac against a typical 0.16 ac) and it is newer than 88% of them (2004 against a typical 1957). Measured against all of Baltimore County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 345 Back River Neck Rd, Essex, MD?

The 2025 property tax bill for 345 Back River Neck Rd, Essex, MD was $5,090. The county assessed it at $271,667.

Closest homes

More homes in Essex 21221

Assigned schools

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