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Rural ResidenceResidential
$576,768$601 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $465,000 on Nov 5, 2021

3453 RUFFLEY AVE

ELVERTA, CA 95626
3
Beds
2
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.88 ac
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.

Valuation

$577K
$548K low$605K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$465,000 · Nov 5, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$158,268
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$126,614
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.70%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$418,500
ROUNDPOINT MORTGAGE SERVICING CORP · recorded Nov 5, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,121 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$493,461 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$328,974
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$164,487
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$493,461

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
82
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
43
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountySutter
Lot (acres)The size of the land the home sits on, from county records.5.88
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pleasant GroveB-
Elementary · Grades KG–8 · 4.1 mi
H
East Nicolaus High SchoolC
High · Grades 9–12 · 10.3 mi

District: Pleasant Grove Joint Union Elementary School District

Neighborhood · ZIP 95626These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.59
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.92

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.5,955
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.255 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,504
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,187
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.22 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3453 Ruffley Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Sutter County
  • Among the highest price per square foot in Sutter County
  • Smaller than 95% of homes in Elverta 95626
  • Has a bigger lot than 96% of homes in Sutter County
  • Among the newest homes in Elverta 95626

What homes are worth in Elverta 95626

Each bar is how many homes fall in that price range. The marker is this home.

This home
$324K$1M

This home is worth more than 60% of homes in Elverta 95626.

How it measures up in Elverta 95626

The dot is this home. The mark in the middle is the typical home in Elverta 95626.

Estimated value$576,768
CheaperTypical $508,201Pricier

Pricier than 60% of homes nearby

Price per ft²$601
CheaperTypical $360Pricier

Pricier than almost all homes nearby

Living area960 ft²
SmallerTypical 1,412 ft²Bigger

Bigger than 5% of homes nearby

Lot size5.88 ac
SmallerTypical 0.68 acBigger

Bigger than 92% of homes nearby

Year built2019
OlderTypical 1980Newer

Newer than almost all homes nearby

How 3453 Ruffley Ave ranks against every home in each area.
MeasureThis homeElverta 95626Sutter County
Estimated valuepricier than$576,76860% of homes86% of homes
Price per ft²pricier than$601almost all homesalmost all homes
Living areabigger than960 ft²5% of homes7% of homes
Lot sizebigger than5.88 ac92% of homes96% of homes
Year builtnewer than2019almost all homes98% of homes

About 3453 Ruffley Ave

How much is 3453 Ruffley Ave, Elverta, CA worth?

The TopHap Estimate for 3453 Ruffley Ave, Elverta, CA is $576,768 as of Jul 14, 2026. The likely range is $548,157 to $605,379. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3453 Ruffley Ave, Elverta, CA last sell?

3453 Ruffley Ave, Elverta, CA last sold on Nov 5, 2021 for $465,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3453 Ruffley Ave, Elverta, CA?

3453 Ruffley Ave, Elverta, CA has 3 bedrooms, 2 bathrooms, 960 square feet of living space and a 5.88-acre lot.

When was 3453 Ruffley Ave, Elverta, CA built?

3453 Ruffley Ave, Elverta, CA was built in 2019, making it 7 years old.

What schools serve 3453 Ruffley Ave, Elverta, CA?

3453 Ruffley Ave, Elverta, CA is assigned to Pleasant Grove (elementary), rated B-; East Nicolaus High School (high), rated C. All sit in Pleasant Grove Joint Union Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3453 Ruffley Ave, Elverta, CA compare to other homes in Elverta 95626?

Among the 1,949 homes in Elverta 95626, it is worth more than 60% of them ($576,768 against a typical $508,201), its price per square foot is higher than almost all of them ($601 against a typical $360), it is bigger than 5% of them (960 ft² against a typical 1,412 ft²), its lot is bigger than 92% of them (5.88 ac against a typical 0.68 ac) and it is newer than almost all of them (2019 against a typical 1980). Measured against all of Sutter County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3453 Ruffley Ave, Elverta, CA?

The 2025 property tax bill for 3453 Ruffley Ave, Elverta, CA was $5,121. The county assessed it at $493,461.

Closest homes

More homes in Elverta 95626

Assigned schools

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