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Single Family ResidenceResidential
$376,999$156 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3490 SANTEE RIVER RD

SAINT STEPHEN, SC 29479
4
Beds
3
Baths
2,410 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$377K
$359K low$395K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$302,342
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$241,874
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.20%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$74,657
BERKELEY COMMUNITY FCU · R · recorded May 12, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,077 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$212,520 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,529
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$180,991
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$8,501
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$283,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBERKELEY
Lot (acres)The size of the land the home sits on, from county records.1.00
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 72 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
St. Stephen Elementary SchoolB-
Elementary · Grades PK–5 · 2.1 mi
M
St. Stephen Middle SchoolD+
Middle · Grades 6–8 · 2.4 mi
H
Timberland High SchoolD+
High · Grades 9–12 · 4.7 mi

District: Berkeley County School District

Neighborhood · ZIP 29479These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.164
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.414

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.7,743
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.64 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$41,151
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$58,299
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3490 Santee River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Saint Stephen 29479
  • Costs less per square foot than 90% of homes in Berkeley County
  • Bigger than 88% of homes in Saint Stephen 29479
  • Has a bigger lot than 88% of homes in Berkeley County
  • Older than 83% of homes in Berkeley County

What homes are worth in Saint Stephen 29479

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$624K

This home is worth more than 84% of homes in Saint Stephen 29479.

How it measures up in Saint Stephen 29479

The dot is this home. The mark in the middle is the typical home in Saint Stephen 29479.

Estimated value$376,999
CheaperTypical $234,384Pricier

Pricier than 84% of homes nearby

Price per ft²$156
CheaperTypical $151Pricier

Pricier than 55% of homes nearby

Living area2,410 ft²
SmallerTypical 1,600 ft²Bigger

Bigger than 88% of homes nearby

Lot size1 ac
SmallerTypical 1.05 acBigger

Bigger than 47% of homes nearby

Year built1992
OlderTypical 2013Newer

Newer than 21% of homes nearby

How 3490 Santee River Rd ranks against every home in each area.
MeasureThis homeSaint Stephen 29479Berkeley County
Estimated valuepricier than$376,99984% of homes50% of homes
Price per ft²pricier than$15655% of homes10% of homes
Living areabigger than2,410 ft²88% of homes75% of homes
Lot sizebigger than1 ac47% of homes88% of homes
Year builtnewer than199221% of homes17% of homes

About 3490 Santee River Rd

How much is 3490 Santee River Rd, Saint Stephen, SC worth?

The TopHap Estimate for 3490 Santee River Rd, Saint Stephen, SC is $376,999 as of Jul 14, 2026. The likely range is $358,843 to $395,155. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3490 Santee River Rd, Saint Stephen, SC last sell?

3490 Santee River Rd, Saint Stephen, SC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3490 Santee River Rd, Saint Stephen, SC?

3490 Santee River Rd, Saint Stephen, SC has 4 bedrooms, 3 bathrooms, 2,410 square feet of living space and a 1.00-acre lot.

When was 3490 Santee River Rd, Saint Stephen, SC built?

3490 Santee River Rd, Saint Stephen, SC was built in 1992, making it 34 years old. The building has 1 story.

What schools serve 3490 Santee River Rd, Saint Stephen, SC?

3490 Santee River Rd, Saint Stephen, SC is assigned to St. Stephen Elementary School (elementary), rated B-; St. Stephen Middle School (middle), rated D+; Timberland High School (high), rated D+. All sit in Berkeley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3490 Santee River Rd, Saint Stephen, SC compare to other homes in Saint Stephen 29479?

Among the 1,961 homes in Saint Stephen 29479, it is worth more than 84% of them ($376,999 against a typical $234,384), its price per square foot is higher than 55% of them ($156 against a typical $151), it is bigger than 88% of them (2,410 ft² against a typical 1,600 ft²), its lot is bigger than 47% of them (1 ac against a typical 1.05 ac) and it is newer than 21% of them (1992 against a typical 2013). Measured against all of Berkeley County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3490 Santee River Rd, Saint Stephen, SC?

The 2025 property tax bill for 3490 Santee River Rd, Saint Stephen, SC was $1,077. The county assessed it at $212,520.

Closest homes

More homes in Saint Stephen 29479

Assigned schools

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