Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$381,656$214 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $246,900 on Feb 24, 2021

3492 GA HIGHWAY 21 S

RINCON, GA 31326
2
Baths
1,780 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$382K
$342K low$421K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$246,900 · Feb 24, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$38,933
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$31,146
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.85%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$252,578
PENNYMAC LOAN SERVICES · recorded Mar 1, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$90,145
DART COLLATERAL MANAGER

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$156,976 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,915
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$106,061
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$128,765
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$392,439

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
19
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
41
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyEFFINGHAM
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2015
Lot (acres)The size of the land the home sits on, from county records.2.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 1,204 ft²Patio · 428 ft²Porch · 834 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ebenezer Elementary SchoolA-
Elementary · Grades PK–5 · 2.5 mi
M
Effingham County Middle SchoolB
Middle · Grades 6–8 · 6.2 mi
H
Effingham County High SchoolB-
High · Grades 9–12 · 6.4 mi

District: Effingham County School District

Neighborhood · ZIP 31326These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.65
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.92

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.26,696
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.303 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,635
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,202
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3492 Ga Highway 21 S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Rincon 31326
  • Costs more per square foot than 85% of homes in Rincon 31326
  • Has a bigger lot than 84% of homes in Rincon 31326
  • Older than 97% of homes in Rincon 31326

What homes are worth in Rincon 31326

Each bar is how many homes fall in that price range. The marker is this home.

This home
$171K$693K

This home is worth more than 69% of homes in Rincon 31326.

How it measures up in Rincon 31326

The dot is this home. The mark in the middle is the typical home in Rincon 31326.

Estimated value$381,656
CheaperTypical $327,290Pricier

Pricier than 69% of homes nearby

Price per ft²$214
CheaperTypical $181Pricier

Pricier than 85% of homes nearby

Living area1,780 ft²
SmallerTypical 1,818 ft²Bigger

Bigger than 47% of homes nearby

Lot size2 ac
SmallerTypical 0.51 acBigger

Bigger than 84% of homes nearby

Year built1955
OlderTypical 2002Newer

Newer than 3% of homes nearby

How 3492 Ga Highway 21 S ranks against every home in each area.
MeasureThis homeRincon 31326Effingham County
Estimated valuepricier than$381,65669% of homes68% of homes
Price per ft²pricier than$21485% of homes81% of homes
Living areabigger than1,780 ft²47% of homes48% of homes
Lot sizebigger than2 ac84% of homes77% of homes
Year builtnewer than19553% of homes4% of homes

About 3492 Ga Highway 21 S

How much is 3492 Ga Highway 21 S, Rincon, GA worth?

The TopHap Estimate for 3492 Ga Highway 21 S, Rincon, GA is $381,656 as of Jul 14, 2026. The likely range is $342,411 to $420,901. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3492 Ga Highway 21 S, Rincon, GA last sell?

3492 Ga Highway 21 S, Rincon, GA last sold on Feb 24, 2021 for $246,900, according to the county's recorded deed.

How big is 3492 Ga Highway 21 S, Rincon, GA?

3492 Ga Highway 21 S, Rincon, GA has 2 bathrooms, 1,780 square feet of living space and a 2.00-acre lot.

When was 3492 Ga Highway 21 S, Rincon, GA built?

3492 Ga Highway 21 S, Rincon, GA was built in 1955, making it 71 years old. The building has 1 story.

What schools serve 3492 Ga Highway 21 S, Rincon, GA?

3492 Ga Highway 21 S, Rincon, GA is assigned to Ebenezer Elementary School (elementary), rated A-; Effingham County Middle School (middle), rated B; Effingham County High School (high), rated B-. All sit in Effingham County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3492 Ga Highway 21 S, Rincon, GA compare to other homes in Rincon 31326?

Among the 8,517 homes in Rincon 31326, it is worth more than 69% of them ($381,656 against a typical $327,290), its price per square foot is higher than 85% of them ($214 against a typical $181), it is bigger than 47% of them (1,780 ft² against a typical 1,818 ft²), its lot is bigger than 84% of them (2 ac against a typical 0.51 ac) and it is newer than 3% of them (1955 against a typical 2002). Measured against all of Effingham County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Rincon 31326

Assigned schools

Explore the area

See this home in context

Open 3492 Ga Highway 21 S on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map