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Single Family ResidenceResidential
$530,000$468 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $200,000 on Aug 29, 2016

3495 MAIN ST

RANIER, MN 56668
0
Baths
1,132 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$530K
$447K low$613K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$200,000 · Aug 29, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$530,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$424,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,950 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$176,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$58,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$117,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$176,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$176,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
79
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
38
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
43
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.67 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyKOOCHICHING
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2015
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 72 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Falls Secondary SchoolB+
Middle · Grades 6–12 · 3.8 mi
E
Falls Elementary SchoolB
Elementary · Grades PK–5 · 3.9 mi

District: International Falls School District

Neighborhood · ZIP 56668These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.9

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.70%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.5
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.70 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,432
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,195
Average tempThe average temperature here across a full year.37°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3495 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Koochiching County
  • Costs more per square foot than 98% of homes in Koochiching County
  • Has a smaller lot than 81% of homes in Koochiching County
  • Newer than 74% of homes in Koochiching County

What homes are worth in Koochiching County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$530K

This home is worth more than almost all homes in Koochiching County.

How it measures up in Koochiching County

The dot is this home. The mark in the middle is the typical home in Koochiching County.

Estimated value$530,000
CheaperTypical $144,193Pricier

Pricier than 96% of homes nearby

Price per ft²$468
CheaperTypical $128Pricier

Pricier than 98% of homes nearby

Living area1,132 ft²
SmallerTypical 1,068 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.23 ac
SmallerTypical 1.12 acBigger

Bigger than 19% of homes nearby

Year built1989
OlderTypical 1971Newer

Newer than 74% of homes nearby

How 3495 Main St ranks against every home in each area.
MeasureThis homeKoochiching County
Estimated valuepricier than$530,00096% of homes
Price per ft²pricier than$46898% of homes
Living areabigger than1,132 ft²56% of homes
Lot sizebigger than0.23 ac19% of homes
Year builtnewer than198974% of homes

About 3495 Main St

How much is 3495 Main St, Ranier, MN worth?

The TopHap Estimate for 3495 Main St, Ranier, MN is $530,000 as of Jul 14, 2026. The likely range is $447,457 to $612,543. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3495 Main St, Ranier, MN last sell?

3495 Main St, Ranier, MN last sold on Aug 29, 2016 for $200,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3495 Main St, Ranier, MN?

3495 Main St, Ranier, MN has 1,132 square feet of living space and a 0.23-acre lot.

When was 3495 Main St, Ranier, MN built?

3495 Main St, Ranier, MN was built in 1989, making it 37 years old. It is a ranch home. The building has 2 stories.

What schools serve 3495 Main St, Ranier, MN?

3495 Main St, Ranier, MN is assigned to Falls Secondary School (middle), rated B+; Falls Elementary School (elementary), rated B. All sit in International Falls School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3495 Main St, Ranier, MN compare to other homes in Koochiching County?

Among the 8,010 homes in Koochiching County, it is worth more than 96% of them ($530,000 against a typical $144,193), its price per square foot is higher than 98% of them ($468 against a typical $128), it is bigger than 56% of them (1,132 ft² against a typical 1,068 ft²), its lot is bigger than 19% of them (0.23 ac against a typical 1.12 ac) and it is newer than 74% of them (1989 against a typical 1971). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3495 Main St, Ranier, MN?

The 2026 property tax bill for 3495 Main St, Ranier, MN was $1,950. The county assessed it at $176,100.

Closest homes

More homes in Ranier 56668

Assigned schools

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