Miscellaneous (General)Other / Unknown
3495 SPEAR ST
CHARLOTTE, VT 05445
0
Baths
16.22 ac
Lot SizeThe size of the land the home sits on, from county records.
Tax & Assessment
Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,884 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$369,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$369,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$369,400
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Miscellaneous (General)
CountyCHITTENDEN
Lot (acres)The size of the land the home sits on, from county records.16.22
PoolWhether the property has a pool, and what kind, such as in-ground.No
Neighborhood · ZIP 05445These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.97
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.3,430
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.83 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$127,877
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$168,138
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%
Owner Tools
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Claim this homeData by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.
How this home compares
3495 Spear St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Has a bigger lot than 96% of homes in Chittenden County
How it measures up in Charlotte 05445
The dot is this home. The mark in the middle is the typical home in Charlotte 05445.
Lot size16.22 ac
SmallerTypical 5 acBigger
Bigger than 86% of homes nearby
| Measure | This home | Charlotte 05445 | Chittenden County |
|---|---|---|---|
| Lot sizebigger than | 16.22 ac | 86% of homes | 96% of homes |
More homes on Spear St
- 3560 Spear St$583K3 bd · 2 ba · 1,683 ft² · Sold $485K · Jul 2026
- 3768 Spear St$561K4 bd · 3 ba · 2,395 ft² · Sold $550K · Oct 2025
- 4717 Spear St$851K3 bd · 2.5 ba · 2,162 ft² · Sold $835K · Oct 2025
- 3888 Spear St$1M3 bd · 3,440 ft² · Sold $980K · Sep 2025
- 6765 Spear St$605K4 bd · 2 ba · 1,768 ft² · Sold $575K · Oct 2024
- 7529 Spear St$1.1M4 bd · 2,908 ft² · Sold $1.1M · Jul 2024
- 11 Spear St$715K3 bd · 3 ba · 2,152 ft² · Sold $700K · Jun 2024
- 2088 Spear St$560K3 bd · 1.5 ba · 1,344 ft² · Sold $535K · Apr 2024
- 2877 Spear St$859K6 bd · 3 ba · 3,977 ft² · Sold $925K · Jan 2024
- 7427 Spear St$1.2M4 bd · 3,589 ft² · Sold $899K · Sep 2023
- 6851 Spear St$807K3 bd · 2,213 ft² · Sold $700K · Aug 2023
- 3453 Spear St$591K4 bd · 1,728 ft² · Sold $295K · May 2023
Closest homes
- 3475 Spear St$729K94 ft · 3 bd · 2.5 ba · 2,308 ft² · Sold Jan 1900
- 3411 Spear St456 ft · 2 bd · 1,008 ft² · Sold Jan 1900
- 3560 Spear St$583K438 ft · 3 bd · 2 ba · 1,683 ft² · Sold $485K · Jul 2026
- 3492 Spear St$850K471 ft · 5 bd · 2 ba · 3,145 ft² · Sold $288K · Aug 1996
- 50 Moss Rock Rd$975K0.1 mi · 3 bd · 2.5 ba · 2,352 ft² · Sold $750K · Mar 2021
- 3428 Spear St$768K0.1 mi · 4 bd · 2 ba · 2,646 ft² · Sold Jan 1900
- 3307 Spear St0.1 mi · 2.33 ac · Sold Jan 1900
- 3453 Spear St$591K0.1 mi · 4 bd · 1,728 ft² · Sold $295K · May 2023
More homes in Charlotte 05445
- 705 Cedar Beach Rd$1.4M3 bd · 1 ba · 1,158 ft² · Sold $1.3M · Sep 2026
- 31 Hills Point Rd$1.1M4 bd · 2 ba · 1,176 ft² · Sold $1.2M · Sep 2026
- 6307 Mt Philo Rd$1.1M4 bd · 3.5 ba · 3,296 ft² · Sold $960K · Sep 2026
- 581 Whalley Rd109.52 ac · Sold $10M · Aug 2026
- 4602 Greenbush Rd$1.1M3 bd · 2.5 ba · 3,928 ft² · Sold $1.5M · Aug 2026
- 4425 Ethan Allen Hwy4.84 ac · Sold $165K · Aug 2026
- 400 Crosswind Rd$2.1M3 bd · 2.5 ba · 3,631 ft² · Sold $2.1M · Aug 2026
- 86 Greenbush Rd$1.1M4 bd · 3.5 ba · 3,202 ft² · Sold $1.1M · Aug 2026
- 2557 Thompsons Point Rd1.01 ac · Sold $32K · Aug 2026
- 51 Beverly Pl2 bd · 1 ba · 672 ft² · Sold $10K · Aug 2026
- 76 Red Tail Ln$686K4 bd · 3 ba · 2,496 ft² · Sold $684K · Aug 2026
- 251 Upper Old Town Trl$875K4 bd · 2.5 ba · 2,550 ft² · Sold $1.6M · Aug 2026
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