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Single Family ResidenceResidential
$1,448,987$533 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $852,000 on Aug 29, 2017

3496 SAN MATEO CIR

RENO, NV 89509
4
Beds
4 / 1
Baths
2,718 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.4M
$1.4M low$1.5M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$852,000 · Aug 29, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$680,285
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$544,228
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$768,702
JPMORGAN CHASE BANK NA · recorded Sep 30, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,144 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$231,253 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$65,599
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$165,654
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$232,965
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$660,722

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWashoe
Lot (acres)The size of the land the home sits on, from county records.0.47
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 242 ft²Shed · 130 ft²Patio · 897 ft²Porch · 325 ft²

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Caughlin Ranch Elementary SchoolA
Elementary · Grades KG–5 · 0.8 mi
M
Darrell C. Swope Middle SchoolB
Middle · Grades 6–8 · 1.6 mi
H
Reno High SchoolA-
High · Grades 9–12 · 2.3 mi

District: Washoe County School District

Neighborhood · ZIP 89509These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.289

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.36,556
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,078 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,408
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,583
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.10 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.79%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3496 San Mateo Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Reno 89509
  • Costs more per square foot than 91% of homes in Washoe County
  • Bigger than 85% of homes in Washoe County
  • Has a bigger lot than 90% of homes in Reno 89509
  • Older than 75% of homes in Washoe County

What homes are worth in Reno 89509

Each bar is how many homes fall in that price range. The marker is this home.

This home
$185K$1.7M

This home is worth more than 96% of homes in Reno 89509.

How it measures up in Reno 89509

The dot is this home. The mark in the middle is the typical home in Reno 89509.

Estimated value$1,448,987
CheaperTypical $700,858Pricier

Pricier than 96% of homes nearby

Price per ft²$533
CheaperTypical $378Pricier

Pricier than 90% of homes nearby

Living area2,718 ft²
SmallerTypical 1,793 ft²Bigger

Bigger than 83% of homes nearby

Lot size0.47 ac
SmallerTypical 0.19 acBigger

Bigger than 90% of homes nearby

Year built1977
OlderTypical 1975Newer

Newer than 55% of homes nearby

How 3496 San Mateo Cir ranks against every home in each area.
MeasureThis homeReno 89509Washoe County
Estimated valuepricier than$1,448,98796% of homes93% of homes
Price per ft²pricier than$53390% of homes91% of homes
Living areabigger than2,718 ft²83% of homes85% of homes
Lot sizebigger than0.47 ac90% of homes86% of homes
Year builtnewer than197755% of homes25% of homes

About 3496 San Mateo Cir

How much is 3496 San Mateo Cir, Reno, NV worth?

The TopHap Estimate for 3496 San Mateo Cir, Reno, NV is $1,448,987 as of Jul 14, 2026. The likely range is $1,381,017 to $1,516,957. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3496 San Mateo Cir, Reno, NV last sell?

3496 San Mateo Cir, Reno, NV last sold on Aug 29, 2017 for $852,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3496 San Mateo Cir, Reno, NV?

3496 San Mateo Cir, Reno, NV has 4 bedrooms, 4 bathrooms, 2,718 square feet of living space and a 0.47-acre lot.

When was 3496 San Mateo Cir, Reno, NV built?

3496 San Mateo Cir, Reno, NV was built in 1977, making it 49 years old. The building has 1 story.

What schools serve 3496 San Mateo Cir, Reno, NV?

3496 San Mateo Cir, Reno, NV is assigned to Caughlin Ranch Elementary School (elementary), rated A; Darrell C. Swope Middle School (middle), rated B; Reno High School (high), rated A-. All sit in Washoe County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3496 San Mateo Cir, Reno, NV compare to other homes in Reno 89509?

Among the 12,353 homes in Reno 89509, it is worth more than 96% of them ($1,448,987 against a typical $700,858), its price per square foot is higher than 90% of them ($533 against a typical $378), it is bigger than 83% of them (2,718 ft² against a typical 1,793 ft²), its lot is bigger than 90% of them (0.47 ac against a typical 0.19 ac) and it is newer than 55% of them (1977 against a typical 1975). Measured against all of Washoe County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3496 San Mateo Cir, Reno, NV?

The 2025 property tax bill for 3496 San Mateo Cir, Reno, NV was $7,144. The county assessed it at $231,253.

Closest homes

More homes in Reno 89509

Assigned schools

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