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Single Family ResidenceResidential
$982,895$327 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $373,000 on Jun 7, 1999

3490 SAN MATEO CIR

RENO, NV 89509
3
Beds
3
Baths
3,004 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$983K
$899K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$373,000 · Jun 7, 1999
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$487,033
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$389,626
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$400,000
WASHINGTON MUTUAL BANK FA · 4.32% 1 · recorded May 2, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$95,862
WASHINGTON MUTUAL BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,325 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$140,667 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$62,475
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$78,192
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$142,301
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$401,906

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyWashoe
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Builtup (layered Asphalt)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 250 ft²Patio · 622 ft²Porch · 994 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Caughlin Ranch Elementary SchoolA
Elementary · Grades KG–5 · 0.8 mi
M
Darrell C. Swope Middle SchoolB
Middle · Grades 6–8 · 1.6 mi
H
Reno High SchoolA-
High · Grades 9–12 · 2.2 mi

District: Washoe County School District

Neighborhood · ZIP 89509These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.289

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.36,556
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,078 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,408
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,583
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.10 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.79%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3490 San Mateo Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Washoe County
  • Costs less per square foot than 74% of homes in Reno 89509
  • Bigger than 91% of homes in Washoe County
  • Has a bigger lot than 68% of homes in Washoe County
  • Older than 79% of homes in Washoe County

What homes are worth in Reno 89509

Each bar is how many homes fall in that price range. The marker is this home.

This home
$185K$1.7M

This home is worth more than 81% of homes in Reno 89509.

How it measures up in Reno 89509

The dot is this home. The mark in the middle is the typical home in Reno 89509.

Estimated value$982,895
CheaperTypical $700,858Pricier

Pricier than 81% of homes nearby

Price per ft²$327
CheaperTypical $378Pricier

Pricier than 26% of homes nearby

Living area3,004 ft²
SmallerTypical 1,793 ft²Bigger

Bigger than 89% of homes nearby

Lot size0.25 ac
SmallerTypical 0.19 acBigger

Bigger than 66% of homes nearby

Year built1974
OlderTypical 1975Newer

Newer than 50% of homes nearby

How 3490 San Mateo Cir ranks against every home in each area.
MeasureThis homeReno 89509Washoe County
Estimated valuepricier than$982,89581% of homes85% of homes
Price per ft²pricier than$32726% of homes46% of homes
Living areabigger than3,004 ft²89% of homes91% of homes
Lot sizebigger than0.25 ac66% of homes68% of homes
Year builtnewer than197450% of homes21% of homes

About 3490 San Mateo Cir

How much is 3490 San Mateo Cir, Reno, NV worth?

The TopHap Estimate for 3490 San Mateo Cir, Reno, NV is $982,895 as of Jul 14, 2026. The likely range is $898,955 to $1,066,835. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3490 San Mateo Cir, Reno, NV last sell?

3490 San Mateo Cir, Reno, NV last sold on Jun 7, 1999 for $373,000, according to the county's recorded deed.

How big is 3490 San Mateo Cir, Reno, NV?

3490 San Mateo Cir, Reno, NV has 3 bedrooms, 3 bathrooms, 3,004 square feet of living space and a 0.25-acre lot.

When was 3490 San Mateo Cir, Reno, NV built?

3490 San Mateo Cir, Reno, NV was built in 1974, making it 52 years old. It is a split level home. The building has 2 stories.

What schools serve 3490 San Mateo Cir, Reno, NV?

3490 San Mateo Cir, Reno, NV is assigned to Caughlin Ranch Elementary School (elementary), rated A; Darrell C. Swope Middle School (middle), rated B; Reno High School (high), rated A-. All sit in Washoe County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3490 San Mateo Cir, Reno, NV compare to other homes in Reno 89509?

Among the 12,353 homes in Reno 89509, it is worth more than 81% of them ($982,895 against a typical $700,858), its price per square foot is higher than 26% of them ($327 against a typical $378), it is bigger than 89% of them (3,004 ft² against a typical 1,793 ft²), its lot is bigger than 66% of them (0.25 ac against a typical 0.19 ac) and it is newer than 50% of them (1974 against a typical 1975). Measured against all of Washoe County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3490 San Mateo Cir, Reno, NV?

The 2025 property tax bill for 3490 San Mateo Cir, Reno, NV was $4,325. The county assessed it at $140,667.

Closest homes

More homes in Reno 89509

Assigned schools

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