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Single Family ResidenceResidential
$370,500$268 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3497 RANCHO RIO WAY

SACRAMENTO, CA 95834
3
Beds
2.8
Baths
1,385 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$371K
$337K low$404K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$370,500
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$296,400

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,439 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$185,208 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$42,929
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$142,279
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$181,578

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
98
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
60
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
51
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
41
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.191 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySACRAMENTO
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Garden Valley Elementary SchoolD
Elementary · Grades KG–6 · 0.4 mi
M
Rio Terra Junior High SchoolD-
Middle · Grades 7–8 · 0.4 mi
H
Grant Union High SchoolC
High · Grades 9–12 · 2.6 mi

District: Twin Rivers Unified School District

Neighborhood · ZIP 95834These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.110

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.35,771
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,625 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,485
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,340
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.20 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3497 Rancho Rio Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Sacramento 95834
  • Costs less per square foot than 85% of homes in South Natomas
  • Smaller than 78% of homes in Sacramento 95834
  • Has a smaller lot than 88% of homes in Sacramento County

What homes are worth in Sacramento 95834

Each bar is how many homes fall in that price range. The marker is this home.

This home
$240K$836K

This home is worth more than 8% of homes in Sacramento 95834.

How it measures up in Sacramento 95834

The dot is this home. The mark in the middle is the typical home in Sacramento 95834.

Estimated value$370,500
CheaperTypical $518,322Pricier

Pricier than 8% of homes nearby

Price per ft²$268
CheaperTypical $285Pricier

Pricier than 34% of homes nearby

Living area1,385 ft²
SmallerTypical 1,789 ft²Bigger

Bigger than 22% of homes nearby

Lot size0.1 ac
SmallerTypical 0.11 acBigger

Bigger than 46% of homes nearby

How 3497 Rancho Rio Way ranks against every home in each area.
MeasureThis homeSouth NatomasSacramento 95834Sacramento County
Estimated valuepricier than$370,50013% of homes8% of homes14% of homes
Price per ft²pricier than$26815% of homes34% of homes20% of homes
Living areabigger than1,385 ft²48% of homes22% of homes33% of homes
Lot sizebigger than0.1 ac31% of homes46% of homes12% of homes

About 3497 Rancho Rio Way

How much is 3497 Rancho Rio Way, Sacramento, CA worth?

The TopHap Estimate for 3497 Rancho Rio Way, Sacramento, CA is $370,500 as of Jul 14, 2026. The likely range is $336,514 to $404,486. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3497 Rancho Rio Way, Sacramento, CA last sell?

3497 Rancho Rio Way, Sacramento, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3497 Rancho Rio Way, Sacramento, CA?

3497 Rancho Rio Way, Sacramento, CA has 3 bedrooms, 2.8 bathrooms, 1,385 square feet of living space and a 0.10-acre lot.

What schools serve 3497 Rancho Rio Way, Sacramento, CA?

3497 Rancho Rio Way, Sacramento, CA is assigned to Garden Valley Elementary School (elementary), rated D; Rio Terra Junior High School (middle), rated D-; Grant Union High School (high), rated C. All sit in Twin Rivers Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3497 Rancho Rio Way, Sacramento, CA compare to other homes in Sacramento 95834?

Among the 9,437 homes in Sacramento 95834, it is worth more than 8% of them ($370,500 against a typical $518,322), its price per square foot is higher than 34% of them ($268 against a typical $285), it is bigger than 22% of them (1,385 ft² against a typical 1,789 ft²) and its lot is bigger than 46% of them (0.1 ac against a typical 0.11 ac). Measured against all of Sacramento County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3497 Rancho Rio Way, Sacramento, CA?

The 2025 property tax bill for 3497 Rancho Rio Way, Sacramento, CA was $2,439. The county assessed it at $185,208.

Closest homes

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Assigned schools

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