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Single Family ResidenceResidential
$338,077$203 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $235,000 on Dec 27, 2010

3500 RIVER RD

HARMONY, NJ
0
Baths
1,664 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$338K
$318K low$358K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$235,000 · Dec 27, 2010
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$108,460
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$86,768
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$229,617
TD BANK NA · recorded Jul 20, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,498 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$206,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$47,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$158,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$206,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$206,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWARREN
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Harmony Township SchoolC+
Elementary · Grades PK–8 · 3.0 mi
H
Belvidere High SchoolC-
High · Grades 9–12 · 4.1 mi

District: Harmony Township School District

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3500 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Warren County
  • Costs less per square foot than 79% of homes in Warren County
  • Has a bigger lot than 86% of homes in Warren County
  • Older than 75% of homes in Warren County

How it measures up in Warren County

The dot is this home. The mark in the middle is the typical home in Warren County.

Estimated value$338,077
CheaperTypical $424,559Pricier

Pricier than 26% of homes nearby

Price per ft²$203
CheaperTypical $251Pricier

Pricier than 21% of homes nearby

Living area1,664 ft²
SmallerTypical 1,693 ft²Bigger

Bigger than 49% of homes nearby

Lot size2 ac
SmallerTypical 0.33 acBigger

Bigger than 86% of homes nearby

Year built1930
OlderTypical 1970Newer

Newer than 25% of homes nearby

How 3500 River Rd ranks against every home in each area.
MeasureThis homeWarren County
Estimated valuepricier than$338,07726% of homes
Price per ft²pricier than$20321% of homes
Living areabigger than1,664 ft²49% of homes
Lot sizebigger than2 ac86% of homes
Year builtnewer than193025% of homes

About 3500 River Rd

How much is 3500 River Rd, Harmony, NJ worth?

The TopHap Estimate for 3500 River Rd, Harmony, NJ is $338,077 as of Jul 14, 2026. The likely range is $317,910 to $358,244. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3500 River Rd, Harmony, NJ last sell?

3500 River Rd, Harmony, NJ last sold on Dec 27, 2010 for $235,000, according to the county's recorded deed.

When was 3500 River Rd, Harmony, NJ built?

3500 River Rd, Harmony, NJ was built in 1930, making it 96 years old. The building has 1 story.

What schools serve 3500 River Rd, Harmony, NJ?

3500 River Rd, Harmony, NJ is assigned to Harmony Township School (elementary), rated C+; Belvidere High School (high), rated C-. All sit in Harmony Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3500 River Rd, Harmony, NJ compare to other homes in Warren County?

Among the 35,081 homes in Warren County, it is worth more than 26% of them ($338,077 against a typical $424,559), its price per square foot is higher than 21% of them ($203 against a typical $251), it is bigger than 49% of them (1,664 ft² against a typical 1,693 ft²), its lot is bigger than 86% of them (2 ac against a typical 0.33 ac) and it is newer than 25% of them (1930 against a typical 1970). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3500 River Rd, Harmony, NJ?

The 2025 property tax bill for 3500 River Rd, Harmony, NJ was $5,498. The county assessed it at $206,300.

More homes on River Rd

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Assigned schools

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