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Rural ResidenceResidential
$714,540$194 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $30,000 on Feb 3, 2021

3500 S RIVER SCHOOL RD

WADE, NC 28395
0
Baths
3,692 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.46 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$715K
$608K low$821K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$30,000 · Feb 3, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$298,540
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$238,832
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$416,000
MOVEMENT MORTGAGE · recorded Feb 8, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,582 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$717,806 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$110,047
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$607,759
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$490,868
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$717,806

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyCumberland
Lot (acres)The size of the land the home sits on, from county records.6.46
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
District 7 Elementary SchoolA-
Elementary · Grades PK–5 · 3.7 mi
H
Cape Fear High SchoolB+
High · Grades 9–12 · 7.1 mi
M
Mac Williams Middle SchoolC-
Middle · Grades 6–8 · 7.3 mi

District: Cumberland County Schools

Neighborhood · ZIP 28395These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.3,261
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,713
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,494
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3500 S River School Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Wade 28395
  • Costs more per square foot than 95% of homes in Cumberland County
  • Among the largest homes in Wade 28395
  • Has a bigger lot than 98% of homes in Cumberland County

What homes are worth in Wade 28395

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$603K

This home is worth more than almost all homes in Wade 28395.

How it measures up in Wade 28395

The dot is this home. The mark in the middle is the typical home in Wade 28395.

Estimated value$714,540
CheaperTypical $261,223Pricier

Pricier than almost all homes nearby

Price per ft²$194
CheaperTypical $141Pricier

Pricier than 89% of homes nearby

Living area3,692 ft²
SmallerTypical 1,782 ft²Bigger

Bigger than almost all homes nearby

Lot size6.46 ac
SmallerTypical 1.84 acBigger

Bigger than 85% of homes nearby

How 3500 S River School Rd ranks against every home in each area.
MeasureThis homeWade 28395Cumberland County
Estimated valuepricier than$714,540almost all homesalmost all homes
Price per ft²pricier than$19489% of homes95% of homes
Living areabigger than3,692 ft²almost all homes98% of homes
Lot sizebigger than6.46 ac85% of homes98% of homes

About 3500 S River School Rd

How much is 3500 S River School Rd, Wade, NC worth?

The TopHap Estimate for 3500 S River School Rd, Wade, NC is $714,540 as of Jul 14, 2026. The likely range is $607,943 to $821,138. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3500 S River School Rd, Wade, NC last sell?

3500 S River School Rd, Wade, NC last sold on Feb 3, 2021 for $30,000, according to the county's recorded deed.

How big is 3500 S River School Rd, Wade, NC?

3500 S River School Rd, Wade, NC has 3,692 square feet of living space and a 6.46-acre lot.

What schools serve 3500 S River School Rd, Wade, NC?

3500 S River School Rd, Wade, NC is assigned to District 7 Elementary School (elementary), rated A-; Cape Fear High School (high), rated B+; Mac Williams Middle School (middle), rated C-. All sit in Cumberland County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3500 S River School Rd, Wade, NC compare to other homes in Wade 28395?

Among the 1,201 homes in Wade 28395, it is worth more than almost all of them ($714,540 against a typical $261,223), its price per square foot is higher than 89% of them ($194 against a typical $141), it is bigger than almost all of them (3,692 ft² against a typical 1,782 ft²) and its lot is bigger than 85% of them (6.46 ac against a typical 1.84 ac). Measured against all of Cumberland County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3500 S River School Rd, Wade, NC?

The 2025 property tax bill for 3500 S River School Rd, Wade, NC was $5,582. The county assessed it at $717,806.

Closest homes

More homes in Wade 28395

Assigned schools

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