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Single Family ResidenceResidential
$287,288$169 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $299,100 on Feb 28, 2025

3518 RUTLAND LN

HAINES CITY, FL 33844
4
Beds
2
Baths
1,696 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$287K
$264K low$310K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$299,100 · Feb 28, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.102%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$293,633
CROSSCOUNTRY MORTGAGE LLC · recorded Feb 28, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,706 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$242,006 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$52,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$190,006
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$52,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$242,006

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
41
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOLK
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Commercial/Industrial
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 24 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Haines City Senior High SchoolD+
High · Grades 9–12 · 1.8 mi
E
Sand Hill Elementary SchoolD
Elementary · Grades PK–5 · 4.5 mi
M
Lake Marion Creek Middle SchoolD
Middle · Grades 6–8 · 5.0 mi

District: Polk County School District

Neighborhood · ZIP 33844These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.206
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.62,668
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.487 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,303
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,015
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3518 Rutland Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 71% of homes in Polk County
  • Newer than 97% of homes in Polk County

What homes are worth in Haines City 33844

Each bar is how many homes fall in that price range. The marker is this home.

This home
$83K$519K

This home is worth more than 42% of homes in Haines City 33844.

How it measures up in Haines City 33844

The dot is this home. The mark in the middle is the typical home in Haines City 33844.

Estimated value$287,288
CheaperTypical $297,740Pricier

Pricier than 42% of homes nearby

Price per ft²$169
CheaperTypical $166Pricier

Pricier than 55% of homes nearby

Living area1,696 ft²
SmallerTypical 1,656 ft²Bigger

Bigger than 52% of homes nearby

Lot size0.14 ac
SmallerTypical 0.14 acBigger

Bigger than 50% of homes nearby

Year built2024
OlderTypical 2006Newer

Newer than 94% of homes nearby

How 3518 Rutland Ln ranks against every home in each area.
MeasureThis homeHaines City 33844Polk County
Estimated valuepricier than$287,28842% of homes45% of homes
Price per ft²pricier than$16955% of homes43% of homes
Living areabigger than1,696 ft²52% of homes54% of homes
Lot sizebigger than0.14 ac50% of homes29% of homes
Year builtnewer than202494% of homes97% of homes

About 3518 Rutland Ln

How much is 3518 Rutland Ln, Haines City, FL worth?

The TopHap Estimate for 3518 Rutland Ln, Haines City, FL is $287,288 as of Jul 14, 2026. The likely range is $264,142 to $310,434. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3518 Rutland Ln, Haines City, FL last sell?

3518 Rutland Ln, Haines City, FL last sold on Feb 28, 2025 for $299,100, according to the county's recorded deed.

How big is 3518 Rutland Ln, Haines City, FL?

3518 Rutland Ln, Haines City, FL has 4 bedrooms, 2 bathrooms, 1,696 square feet of living space and a 0.14-acre lot.

When was 3518 Rutland Ln, Haines City, FL built?

3518 Rutland Ln, Haines City, FL was built in 2024, making it 2 years old. The building has 1 story.

What schools serve 3518 Rutland Ln, Haines City, FL?

3518 Rutland Ln, Haines City, FL is assigned to Haines City Senior High School (high), rated D+; Sand Hill Elementary School (elementary), rated D; Lake Marion Creek Middle School (middle), rated D. All sit in Polk County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3518 Rutland Ln, Haines City, FL compare to other homes in Haines City 33844?

Among the 22,064 homes in Haines City 33844, it is worth more than 42% of them ($287,288 against a typical $297,740), its price per square foot is higher than 55% of them ($169 against a typical $166), it is bigger than 52% of them (1,696 ft² against a typical 1,656 ft²), its lot is bigger than 50% of them (0.14 ac against a typical 0.14 ac) and it is newer than 94% of them (2024 against a typical 2006). Measured against all of Polk County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3518 Rutland Ln, Haines City, FL?

The 2025 property tax bill for 3518 Rutland Ln, Haines City, FL was $4,706. The county assessed it at $242,006.

Closest homes

More homes in Haines City 33844

Assigned schools

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