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Single Family ResidenceResidential
$149,500$95 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $40,000 on Oct 29, 2008

3520 E CLAY ST

RICHMOND, VA 23223
3
Beds
2.5
Baths
1,582 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1918
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$150K
$123K low$176K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$40,000 · Oct 29, 2008
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$149,500
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$119,600

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,732 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$311,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$115,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$196,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$301,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$311,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyRICHMOND CITY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1993
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 378 ft²Porch · 100 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chimborazo Elementary SchoolC-
Elementary · Grades PK–5 · 0.4 mi
M
Martin Luther King, Jr. Middle SchoolF
Middle · Grades 6–8 · 1.2 mi
H
Armstrong High SchoolD-
High · Grades 9–12 · 1.7 mi

District: Richmond City Public Schools

Neighborhood · ZIP 23223These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.52,337
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,080 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,361
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,419
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3520 E Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Chimborazo
  • Costs less per square foot than 97% of homes in Chimborazo
  • Smaller than 65% of homes in Chimborazo
  • Has a bigger lot than 91% of homes in Chimborazo
  • Older than 85% of homes in Richmond city County

What homes are worth in Richmond 23223

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$573K

This home is worth more than 21% of homes in Richmond 23223.

How it measures up in Richmond 23223

The dot is this home. The mark in the middle is the typical home in Richmond 23223.

Estimated value$149,500
CheaperTypical $209,014Pricier

Pricier than 21% of homes nearby

Price per ft²$95
CheaperTypical $151Pricier

Pricier than 8% of homes nearby

Living area1,582 ft²
SmallerTypical 1,397 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.15 ac
SmallerTypical 0.18 acBigger

Bigger than 45% of homes nearby

Year built1918
OlderTypical 1969Newer

Newer than 16% of homes nearby

How 3520 E Clay St ranks against every home in each area.
MeasureThis homeChimborazoRichmond 23223Richmond city County
Estimated valuepricier than$149,5007% of homes21% of homes19% of homes
Price per ft²pricier than$953% of homes8% of homes8% of homes
Living areabigger than1,582 ft²35% of homes62% of homes51% of homes
Lot sizebigger than0.15 ac91% of homes45% of homes44% of homes
Year builtnewer than191842% of homes16% of homes15% of homes

About 3520 E Clay St

How much is 3520 E Clay St, Richmond, VA worth?

The TopHap Estimate for 3520 E Clay St, Richmond, VA is $149,500 as of Jul 14, 2026. The likely range is $123,469 to $175,531. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3520 E Clay St, Richmond, VA last sell?

3520 E Clay St, Richmond, VA last sold on Oct 29, 2008 for $40,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3520 E Clay St, Richmond, VA?

3520 E Clay St, Richmond, VA has 3 bedrooms, 2.5 bathrooms, 1,582 square feet of living space and a 0.15-acre lot.

When was 3520 E Clay St, Richmond, VA built?

3520 E Clay St, Richmond, VA was built in 1918, making it 108 years old. It is a bungalow home. The building has 1 story.

What schools serve 3520 E Clay St, Richmond, VA?

3520 E Clay St, Richmond, VA is assigned to Chimborazo Elementary School (elementary), rated C-; Martin Luther King, Jr. Middle School (middle), rated F; Armstrong High School (high), rated D-. All sit in Richmond City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3520 E Clay St, Richmond, VA compare to other homes in Richmond 23223?

Among the 15,118 homes in Richmond 23223, it is worth more than 21% of them ($149,500 against a typical $209,014), its price per square foot is higher than 8% of them ($95 against a typical $151), it is bigger than 62% of them (1,582 ft² against a typical 1,397 ft²), its lot is bigger than 45% of them (0.15 ac against a typical 0.18 ac) and it is newer than 16% of them (1918 against a typical 1969). Measured against all of Richmond city County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3520 E Clay St, Richmond, VA?

The 2026 property tax bill for 3520 E Clay St, Richmond, VA was $3,732. The county assessed it at $311,000.

Closest homes

More homes in Richmond 23223

Assigned schools

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