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CondominiumResidential
$219,134
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $81,500 on Mar 17, 2022

3520 E RIVER BAY DR

BELOIT, WI 53511
3
Beds
6 / 3
Baths
2022
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$219K
$175K low$263K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$81,500 · Mar 17, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.148%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$398,400
FIRST NATIONAL BANK & TRUST CO · recorded Feb 9, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,120 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$432,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$419,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$432,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$533,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Modern
CountyRock
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Powers Elementary School
Elementary · Grades PK–1 · 1.1 mi
H
Turner High SchoolB
High · Grades 9–12 · 1.5 mi
M
Turner Middle SchoolB-
Middle · Grades 6–8 · 1.5 mi

District: Beloit Turner School District

Neighborhood · ZIP 53511These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.48,868
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.428 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,268
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,739
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3520 E River Bay Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Rock County
  • Among the newest homes in Beloit 53511

What homes are worth in Beloit 53511

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$561K

This home is worth more than 58% of homes in Beloit 53511.

How it measures up in Beloit 53511

The dot is this home. The mark in the middle is the typical home in Beloit 53511.

Estimated value$219,134
CheaperTypical $199,503Pricier

Pricier than 58% of homes nearby

Year built2022
OlderTypical 1950Newer

Newer than almost all homes nearby

How 3520 E River Bay Dr ranks against every home in each area.
MeasureThis homeBeloit 53511Rock County
Estimated valuepricier than$219,13458% of homes30% of homes
Year builtnewer than2022almost all homesalmost all homes

About 3520 E River Bay Dr

How much is 3520 E River Bay Dr, Beloit, WI worth?

The TopHap Estimate for 3520 E River Bay Dr, Beloit, WI is $219,134 as of Jul 14, 2026. The likely range is $175,220 to $263,049. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3520 E River Bay Dr, Beloit, WI last sell?

3520 E River Bay Dr, Beloit, WI last sold on Mar 17, 2022 for $81,500, according to the county's recorded deed.

How big is 3520 E River Bay Dr, Beloit, WI?

3520 E River Bay Dr, Beloit, WI has 3 bedrooms and 6 bathrooms.

When was 3520 E River Bay Dr, Beloit, WI built?

3520 E River Bay Dr, Beloit, WI was built in 2022, making it 4 years old. It is a modern home.

What schools serve 3520 E River Bay Dr, Beloit, WI?

3520 E River Bay Dr, Beloit, WI is assigned to Powers Elementary School (elementary); Turner High School (high), rated B; Turner Middle School (middle), rated B-. All sit in Beloit Turner School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3520 E River Bay Dr, Beloit, WI compare to other homes in Beloit 53511?

Among the 16,557 homes in Beloit 53511, it is worth more than 58% of them ($219,134 against a typical $199,503) and it is newer than almost all of them (2022 against a typical 1950). Measured against all of Rock County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3520 E River Bay Dr, Beloit, WI?

The 2025 property tax bill for 3520 E River Bay Dr, Beloit, WI was $7,120. The county assessed it at $432,000.

Closest homes

More homes in Beloit 53511

Assigned schools

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