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Single Family ResidenceResidential
$569,396$253 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $325,000 on Jul 2, 2014

3521 GARDEN ROSE DR

SACRAMENTO, CA 95827
4
Beds
3
Baths
2,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$569K
$544K low$595K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$325,000 · Jul 2, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$119,396
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$95,517
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$370,000
NAVY FCU · recorded Oct 13, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
NAVY FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,711 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$398,399 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$67,418
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$330,981
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$390,589

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
39
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
41
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountySACRAMENTO
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
James W. Marshall Elementary SchoolC+
Elementary · Grades KG–6 · 0.1 mi
M
Albert Einstein Middle SchoolD
Middle · Grades 7–8 · 0.8 mi
H
Rosemont High SchoolC+
High · Grades 9–12 · 0.9 mi

District: Sacramento City Unified School District

Neighborhood · ZIP 95827These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.92

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.23,007
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,674 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,301
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,603
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.20 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3521 Garden Rose Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Sacramento 95827
  • Costs less per square foot than 94% of homes in Sacramento 95827
  • Bigger than 94% of homes in Sacramento 95827
  • Has a smaller lot than 91% of homes in Sacramento 95827
  • Newer than 97% of homes in Sacramento 95827

What homes are worth in Sacramento 95827

Each bar is how many homes fall in that price range. The marker is this home.

This home
$326K$693K

This home is worth more than 91% of homes in Sacramento 95827.

How it measures up in Sacramento 95827

The dot is this home. The mark in the middle is the typical home in Sacramento 95827.

Estimated value$569,396
CheaperTypical $458,567Pricier

Pricier than 91% of homes nearby

Price per ft²$253
CheaperTypical $316Pricier

Pricier than 6% of homes nearby

Living area2,248 ft²
SmallerTypical 1,465 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.12 ac
SmallerTypical 0.15 acBigger

Bigger than 9% of homes nearby

Year built2005
OlderTypical 1978Newer

Newer than 97% of homes nearby

How 3521 Garden Rose Dr ranks against every home in each area.
MeasureThis homeSacramento 95827Sacramento County
Estimated valuepricier than$569,39691% of homes61% of homes
Price per ft²pricier than$2536% of homes13% of homes
Living areabigger than2,248 ft²94% of homes78% of homes
Lot sizebigger than0.12 ac9% of homes19% of homes
Year builtnewer than200597% of homes86% of homes

About 3521 Garden Rose Dr

How much is 3521 Garden Rose Dr, Sacramento, CA worth?

The TopHap Estimate for 3521 Garden Rose Dr, Sacramento, CA is $569,396 as of Jul 14, 2026. The likely range is $544,042 to $594,750. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3521 Garden Rose Dr, Sacramento, CA last sell?

3521 Garden Rose Dr, Sacramento, CA last sold on Jul 2, 2014 for $325,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 3521 Garden Rose Dr, Sacramento, CA?

3521 Garden Rose Dr, Sacramento, CA has 4 bedrooms, 3 bathrooms, 2,248 square feet of living space and a 0.12-acre lot.

When was 3521 Garden Rose Dr, Sacramento, CA built?

3521 Garden Rose Dr, Sacramento, CA was built in 2005, making it 21 years old. It is a custom design home. The building has 2 stories.

What schools serve 3521 Garden Rose Dr, Sacramento, CA?

3521 Garden Rose Dr, Sacramento, CA is assigned to James W. Marshall Elementary School (elementary), rated C+; Albert Einstein Middle School (middle), rated D; Rosemont High School (high), rated C+. All sit in Sacramento City Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3521 Garden Rose Dr, Sacramento, CA compare to other homes in Sacramento 95827?

Among the 5,866 homes in Sacramento 95827, it is worth more than 91% of them ($569,396 against a typical $458,567), its price per square foot is higher than 6% of them ($253 against a typical $316), it is bigger than 94% of them (2,248 ft² against a typical 1,465 ft²), its lot is bigger than 9% of them (0.12 ac against a typical 0.15 ac) and it is newer than 97% of them (2005 against a typical 1978). Measured against all of Sacramento County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3521 Garden Rose Dr, Sacramento, CA?

The 2025 property tax bill for 3521 Garden Rose Dr, Sacramento, CA was $1,711. The county assessed it at $398,399.

Closest homes

More homes in Sacramento 95827

Assigned schools

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