Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$122,257$99 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 49How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3531 STATE ROUTE 5

ASHLAND, KY 41102
3
Beds
2 / 1
Baths
1,236 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$122K
$60K low$184K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$58,542
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$46,834
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$46,915
CITY NATIONAL BANK OF WEST VIRGINIA · 6.5% 1 · recorded Jun 28, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$16,800
CITY NATIONAL BANK OF WEST VIRGINIA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$50 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$27,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$22,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$27,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBoyd
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 72 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Summit Elementary SchoolC
Elementary · Grades KG–5 · 2.8 mi
M
Boyd County Middle SchoolC+
Middle · Grades 6–8 · 3.3 mi
H
Boyd County High SchoolC
High · Grades 9–12 · 7.0 mi

District: Boyd County School District

Neighborhood · ZIP 41102These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.151
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.20,786
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.395 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,528
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3531 State Route 5 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

What homes are worth in Ashland 41102

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$419K

This home is worth more than 46% of homes in Ashland 41102.

How it measures up in Ashland 41102

The dot is this home. The mark in the middle is the typical home in Ashland 41102.

Estimated value$122,257
CheaperTypical $129,135Pricier

Pricier than 46% of homes nearby

Price per ft²$99
CheaperTypical $99Pricier

Pricier than 49% of homes nearby

Living area1,236 ft²
SmallerTypical 1,360 ft²Bigger

Bigger than 39% of homes nearby

How 3531 State Route 5 ranks against every home in each area.
MeasureThis homeAshland 41102Boyd County
Estimated valuepricier than$122,25746% of homes55% of homes
Price per ft²pricier than$9949% of homes59% of homes
Living areabigger than1,236 ft²39% of homes41% of homes

About 3531 State Route 5

How much is 3531 State Route 5, Ashland, KY worth?

The TopHap Estimate for 3531 State Route 5, Ashland, KY is $122,257 as of Jul 14, 2026. The likely range is $60,413 to $184,101. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3531 State Route 5, Ashland, KY?

3531 State Route 5, Ashland, KY has 3 bedrooms, 2 bathrooms and 1,236 square feet of living space.

What schools serve 3531 State Route 5, Ashland, KY?

3531 State Route 5, Ashland, KY is assigned to Summit Elementary School (elementary), rated C; Boyd County Middle School (middle), rated C+; Boyd County High School (high), rated C. All sit in Boyd County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3531 State Route 5, Ashland, KY compare to other homes in Ashland 41102?

Among the 9,390 homes in Ashland 41102, it is worth more than 46% of them ($122,257 against a typical $129,135), its price per square foot is higher than 49% of them ($99 against a typical $99) and it is bigger than 39% of them (1,236 ft² against a typical 1,360 ft²). Measured against all of Boyd County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3531 State Route 5, Ashland, KY?

The 2025 property tax bill for 3531 State Route 5, Ashland, KY was $50. The county assessed it at $27,500.

More homes on State Route 5

Closest homes

More homes in Ashland 41102

Assigned schools

Explore the area

See this home in context

Open 3531 State Route 5 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map