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Single Family ResidenceResidential
$335,504$175 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3534 RIDGE SPRING HWY

SALUDA, SC 29138
3
Beds
2
Baths
1,917 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2016
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$336K
$290K low$381K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$134,804
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$107,843
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,700
AMERIS BANK · R · recorded Mar 11, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,904 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$9,240 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$8,740
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$9,240
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$230,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
92
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
34
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySaluda
Lot (acres)The size of the land the home sits on, from county records.2.20
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Saluda High SchoolB-
High · Grades 9–12 · 2.2 mi
M
Saluda Middle SchoolD-
Middle · Grades 6–8 · 2.3 mi
E
Saluda Primary School
Elementary · Grades PK–2 · 3.0 mi

District: Saluda County School District

Neighborhood · ZIP 29138These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.117

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,034
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,623
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,307
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3534 Ridge Spring Hwy measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Saluda 29138
  • Costs more per square foot than 84% of homes in Saluda 29138
  • Bigger than 79% of homes in Saluda 29138
  • Newer than 95% of homes in Saluda 29138

What homes are worth in Saluda 29138

Each bar is how many homes fall in that price range. The marker is this home.

This home
$34K$626K

This home is worth more than 84% of homes in Saluda 29138.

How it measures up in Saluda 29138

The dot is this home. The mark in the middle is the typical home in Saluda 29138.

Estimated value$335,504
CheaperTypical $166,087Pricier

Pricier than 84% of homes nearby

Price per ft²$175
CheaperTypical $105Pricier

Pricier than 84% of homes nearby

Living area1,917 ft²
SmallerTypical 1,352 ft²Bigger

Bigger than 79% of homes nearby

Lot size2.2 ac
SmallerTypical 2 acBigger

Bigger than 53% of homes nearby

Year built2016
OlderTypical 1984Newer

Newer than 95% of homes nearby

How 3534 Ridge Spring Hwy ranks against every home in each area.
MeasureThis homeSaluda 29138Saluda County
Estimated valuepricier than$335,50484% of homes71% of homes
Price per ft²pricier than$17584% of homes66% of homes
Living areabigger than1,917 ft²79% of homes75% of homes
Lot sizebigger than2.2 ac53% of homes53% of homes
Year builtnewer than201695% of homes93% of homes

About 3534 Ridge Spring Hwy

How much is 3534 Ridge Spring Hwy, Saluda, SC worth?

The TopHap Estimate for 3534 Ridge Spring Hwy, Saluda, SC is $335,504 as of Jul 14, 2026. The likely range is $289,997 to $381,011. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3534 Ridge Spring Hwy, Saluda, SC?

3534 Ridge Spring Hwy, Saluda, SC has 3 bedrooms, 2 bathrooms, 1,917 square feet of living space and a 2.20-acre lot.

When was 3534 Ridge Spring Hwy, Saluda, SC built?

3534 Ridge Spring Hwy, Saluda, SC was built in 2016, making it 10 years old.

What schools serve 3534 Ridge Spring Hwy, Saluda, SC?

3534 Ridge Spring Hwy, Saluda, SC is assigned to Saluda High School (high), rated B-; Saluda Middle School (middle), rated D-; Saluda Primary School (elementary). All sit in Saluda County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3534 Ridge Spring Hwy, Saluda, SC compare to other homes in Saluda 29138?

Among the 4,578 homes in Saluda 29138, it is worth more than 84% of them ($335,504 against a typical $166,087), its price per square foot is higher than 84% of them ($175 against a typical $105), it is bigger than 79% of them (1,917 ft² against a typical 1,352 ft²), its lot is bigger than 53% of them (2.2 ac against a typical 2 ac) and it is newer than 95% of them (2016 against a typical 1984). Measured against all of Saluda County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3534 Ridge Spring Hwy, Saluda, SC?

The 2025 property tax bill for 3534 Ridge Spring Hwy, Saluda, SC was $1,904. The county assessed it at $9,240.

Closest homes

More homes in Saluda 29138

Assigned schools

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