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Single Family ResidenceResidential
$322,453$277 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $125,200 on Apr 6, 1994

354 RACHAELS WAY

PRINCE FREDERICK, MD 20678
2
Baths
1,164 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$322K
$298K low$347K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$125,200 · Apr 6, 1994
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$219,293
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$175,434
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.30%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$103,160
BANK OF AMERICA · R · recorded Sep 2, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,122 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$294,800 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$274,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$315,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyCALVERT
Lot (acres)The size of the land the home sits on, from county records.0.27
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 210 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Calvert Elementary SchoolC
Elementary · Grades PK–5 · 1.5 mi
H
Calvert High SchoolB
High · Grades 9–12 · 1.6 mi
M
Calvert Middle SchoolB
Middle · Grades 6–8 · 1.9 mi

District: Calvert County Public Schools

Neighborhood · ZIP 20678These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.12,729
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.250 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$107,770
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$138,407
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

354 Rachaels Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Prince Frederick 20678
  • Smaller than 85% of homes in Prince Frederick 20678
  • Has a smaller lot than 78% of homes in Prince Frederick 20678

What homes are worth in Prince Frederick 20678

Each bar is how many homes fall in that price range. The marker is this home.

This home
$232K$919K

This home is worth more than 13% of homes in Prince Frederick 20678.

How it measures up in Prince Frederick 20678

The dot is this home. The mark in the middle is the typical home in Prince Frederick 20678.

Estimated value$322,453
CheaperTypical $466,564Pricier

Pricier than 13% of homes nearby

Price per ft²$277
CheaperTypical $256Pricier

Pricier than 64% of homes nearby

Living area1,164 ft²
SmallerTypical 1,824 ft²Bigger

Bigger than 15% of homes nearby

Lot size0.27 ac
SmallerTypical 1 acBigger

Bigger than 22% of homes nearby

Year built1994
OlderTypical 1994Newer

Newer than 51% of homes nearby

How 354 Rachaels Way ranks against every home in each area.
MeasureThis homePrince Frederick 20678Calvert County
Estimated valuepricier than$322,45313% of homes15% of homes
Price per ft²pricier than$27764% of homes53% of homes
Living areabigger than1,164 ft²15% of homes22% of homes
Lot sizebigger than0.27 ac22% of homes26% of homes
Year builtnewer than199451% of homes60% of homes

About 354 Rachaels Way

How much is 354 Rachaels Way, Prince Frederick, MD worth?

The TopHap Estimate for 354 Rachaels Way, Prince Frederick, MD is $322,453 as of Jul 14, 2026. The likely range is $297,968 to $346,938. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 354 Rachaels Way, Prince Frederick, MD last sell?

354 Rachaels Way, Prince Frederick, MD last sold on Apr 6, 1994 for $125,200, according to the county's recorded deed.

How big is 354 Rachaels Way, Prince Frederick, MD?

354 Rachaels Way, Prince Frederick, MD has 2 bathrooms, 1,164 square feet of living space and a 0.27-acre lot.

When was 354 Rachaels Way, Prince Frederick, MD built?

354 Rachaels Way, Prince Frederick, MD was built in 1994, making it 32 years old. It is a split foyer home. The building has 1 story.

What schools serve 354 Rachaels Way, Prince Frederick, MD?

354 Rachaels Way, Prince Frederick, MD is assigned to Calvert Elementary School (elementary), rated C; Calvert High School (high), rated B; Calvert Middle School (middle), rated B. All sit in Calvert County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 354 Rachaels Way, Prince Frederick, MD compare to other homes in Prince Frederick 20678?

Among the 4,223 homes in Prince Frederick 20678, it is worth more than 13% of them ($322,453 against a typical $466,564), its price per square foot is higher than 64% of them ($277 against a typical $256), it is bigger than 15% of them (1,164 ft² against a typical 1,824 ft²), its lot is bigger than 22% of them (0.27 ac against a typical 1 ac) and it is newer than 51% of them (1994 against a typical 1994). Measured against all of Calvert County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 354 Rachaels Way, Prince Frederick, MD?

The 2025 property tax bill for 354 Rachaels Way, Prince Frederick, MD was $3,122. The county assessed it at $294,800.

Closest homes

More homes in Prince Frederick 20678

Assigned schools

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