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Single Family ResidenceResidential
$448,140$310 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $137,000 on Apr 19, 1988

354 WATER ST

HAVERHILL, MA 01830
3
Beds
1
Baths
1,446 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$448K
$420K low$476K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$137,000 · Apr 19, 1988

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,613 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$430,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$159,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$270,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$526,490

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(11)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Dr. Paul Nettle Middle SchoolC-
Middle · Grades 5–8 · 0.3 mi
E
Golden Hill Elementary SchoolB
Elementary · Grades 1–4 · 0.5 mi
H
Haverhill High SchoolC
High · Grades 9–12 · 2.7 mi

District: Haverhill School District

Neighborhood · ZIP 01830These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.28,516
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,930 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,547
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,837
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

354 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Essex County
  • Costs less per square foot than 85% of homes in Essex County
  • Smaller than 71% of homes in Haverhill 01830
  • Has a smaller lot than 83% of homes in Haverhill 01830
  • Older than 80% of homes in Essex County

What homes are worth in Haverhill 01830

Each bar is how many homes fall in that price range. The marker is this home.

This home
$237K$976K

This home is worth more than 25% of homes in Haverhill 01830.

How it measures up in Haverhill 01830

The dot is this home. The mark in the middle is the typical home in Haverhill 01830.

Estimated value$448,140
CheaperTypical $534,117Pricier

Pricier than 25% of homes nearby

Price per ft²$310
CheaperTypical $314Pricier

Pricier than 47% of homes nearby

Living area1,446 ft²
SmallerTypical 1,831 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.14 ac
SmallerTypical 0.25 acBigger

Bigger than 17% of homes nearby

Year built1900
OlderTypical 1944Newer

Newer than 31% of homes nearby

How 354 Water St ranks against every home in each area.
MeasureThis homeHaverhill 01830Essex County
Estimated valuepricier than$448,14025% of homes12% of homes
Price per ft²pricier than$31047% of homes15% of homes
Living areabigger than1,446 ft²29% of homes31% of homes
Lot sizebigger than0.14 ac17% of homes25% of homes
Year builtnewer than190031% of homes20% of homes

About 354 Water St

How much is 354 Water St, Haverhill, MA worth?

The TopHap Estimate for 354 Water St, Haverhill, MA is $448,140 as of Aug 30, 2026. The likely range is $420,146 to $476,134. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 354 Water St, Haverhill, MA last sell?

354 Water St, Haverhill, MA last sold on Apr 19, 1988 for $137,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 354 Water St, Haverhill, MA?

354 Water St, Haverhill, MA has 3 bedrooms, 1 bathrooms, 1,446 square feet of living space and a 0.14-acre lot.

When was 354 Water St, Haverhill, MA built?

354 Water St, Haverhill, MA was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 354 Water St, Haverhill, MA?

354 Water St, Haverhill, MA is assigned to Dr. Paul Nettle Middle School (middle), rated C-; Golden Hill Elementary School (elementary), rated B; Haverhill High School (high), rated C. All sit in Haverhill School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 354 Water St, Haverhill, MA compare to other homes in Haverhill 01830?

Among the 7,120 homes in Haverhill 01830, it is worth more than 25% of them ($448,140 against a typical $534,117), its price per square foot is higher than 47% of them ($310 against a typical $314), it is bigger than 29% of them (1,446 ft² against a typical 1,831 ft²), its lot is bigger than 17% of them (0.14 ac against a typical 0.25 ac) and it is newer than 31% of them (1900 against a typical 1944). Measured against all of Essex County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 354 Water St, Haverhill, MA?

The 2025 property tax bill for 354 Water St, Haverhill, MA was $4,613. The county assessed it at $430,700.

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