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Single Family ResidenceResidential
$230,770$200 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3540 RUTH ST

HOUSTON, TX 77004
2
Beds
1
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$231K
$200K low$262K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$230,770
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$184,616

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,256 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$200,253 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$157,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$42,953
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$205,754
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$200,253

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.''

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyHARRIS
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Neighborhood
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 48 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Yates High SchoolC+
High · Grades 9–12 · 0.4 mi
E
Lockhart Elementary SchoolB-
Elementary · Grades EE–5 · 0.5 mi
M
Cullen Middle SchoolC-
Middle · Grades 6–8 · 2.0 mi

District: Houston Independent School District

Neighborhood · ZIP 77004These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.158
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.41,825
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7,540 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,853
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,836
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3540 Ruth St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Houston 77004
  • Costs more per square foot than 81% of homes in Harris County
  • Smaller than 88% of homes in Harris County
  • Has a bigger lot than 92% of homes in Greater Third Ward
  • Older than 91% of homes in Harris County

What homes are worth in Houston 77004

Each bar is how many homes fall in that price range. The marker is this home.

This home
$168K$950K

This home is worth more than 9% of homes in Houston 77004.

How it measures up in Houston 77004

The dot is this home. The mark in the middle is the typical home in Houston 77004.

Estimated value$230,770
CheaperTypical $378,649Pricier

Pricier than 9% of homes nearby

Price per ft²$200
CheaperTypical $199Pricier

Pricier than 52% of homes nearby

Living area1,152 ft²
SmallerTypical 2,038 ft²Bigger

Bigger than 13% of homes nearby

Lot size0.14 ac
SmallerTypical 0.11 acBigger

Bigger than 65% of homes nearby

Year built1950
OlderTypical 1998Newer

Newer than 38% of homes nearby

How 3540 Ruth St ranks against every home in each area.
MeasureThis homeGreater Third WardHouston 77004Harris County
Estimated valuepricier than$230,77019% of homes9% of homes28% of homes
Price per ft²pricier than$20059% of homes52% of homes81% of homes
Living areabigger than1,152 ft²17% of homes13% of homes12% of homes
Lot sizebigger than0.14 ac92% of homes65% of homes30% of homes
Year builtnewer than195050% of homes38% of homes9% of homes

About 3540 Ruth St

How much is 3540 Ruth St, Houston, TX worth?

The TopHap Estimate for 3540 Ruth St, Houston, TX is $230,770 as of Jul 14, 2026. The likely range is $199,508 to $262,032. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3540 Ruth St, Houston, TX last sell?

3540 Ruth St, Houston, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3540 Ruth St, Houston, TX?

3540 Ruth St, Houston, TX has 2 bedrooms, 1 bathrooms, 1,152 square feet of living space and a 0.14-acre lot.

When was 3540 Ruth St, Houston, TX built?

3540 Ruth St, Houston, TX was built in 1950, making it 76 years old. It is a traditional/old home. The building has 1 story.

What schools serve 3540 Ruth St, Houston, TX?

3540 Ruth St, Houston, TX is assigned to Yates High School (high), rated C+; Lockhart Elementary School (elementary), rated B-; Cullen Middle School (middle), rated C-. All sit in Houston Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3540 Ruth St, Houston, TX compare to other homes in Houston 77004?

Among the 9,612 homes in Houston 77004, it is worth more than 9% of them ($230,770 against a typical $378,649), its price per square foot is higher than 52% of them ($200 against a typical $199), it is bigger than 13% of them (1,152 ft² against a typical 2,038 ft²), its lot is bigger than 65% of them (0.14 ac against a typical 0.11 ac) and it is newer than 38% of them (1950 against a typical 1998). Measured against all of Harris County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3540 Ruth St, Houston, TX?

The 2025 property tax bill for 3540 Ruth St, Houston, TX was $4,256. The county assessed it at $200,253.

Closest homes

More homes in Houston 77004

Assigned schools

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