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Single Family ResidentialResidential
$493,787$210 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3540 W NETTLE CREEK DR

MORRIS, IL 60450
0
Baths
2,352 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.55 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.

Valuation

$494K
$408K low$579K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$180,787
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$144,630
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$313,000
BUSEY BK · 3.75% 2 · recorded Oct 17, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,815 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$154,669 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,535
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$135,134
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$150,208
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$464,007

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyGRUNDY
Lot (acres)The size of the land the home sits on, from county records.0.55
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Morris Community High SchoolC-
High · Grades 9–12 · 2.9 mi
E
Nettle Creek Elementary SchoolB
Elementary · Grades PK–8 · 3.6 mi

District: Morris Community High School District 101

Neighborhood · ZIP 60450These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.70
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.23,436
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.142 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,995
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,800
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3540 W Nettle Creek Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Grundy County
  • Costs more per square foot than 69% of homes in Grundy County
  • Bigger than 82% of homes in Morris 60450
  • Has a bigger lot than 76% of homes in Grundy County
  • Newer than 73% of homes in Morris 60450

What homes are worth in Morris 60450

Each bar is how many homes fall in that price range. The marker is this home.

This home
$139K$881K

This home is worth more than 87% of homes in Morris 60450.

How it measures up in Morris 60450

The dot is this home. The mark in the middle is the typical home in Morris 60450.

Estimated value$493,787
CheaperTypical $317,767Pricier

Pricier than 87% of homes nearby

Price per ft²$210
CheaperTypical $198Pricier

Pricier than 61% of homes nearby

Living area2,352 ft²
SmallerTypical 1,565 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.55 ac
SmallerTypical 0.3 acBigger

Bigger than 71% of homes nearby

Year built1995
OlderTypical 1977Newer

Newer than 73% of homes nearby

How 3540 W Nettle Creek Dr ranks against every home in each area.
MeasureThis homeMorris 60450Grundy County
Estimated valuepricier than$493,78787% of homes88% of homes
Price per ft²pricier than$21061% of homes69% of homes
Living areabigger than2,352 ft²82% of homes79% of homes
Lot sizebigger than0.55 ac71% of homes76% of homes
Year builtnewer than199573% of homes56% of homes

About 3540 W Nettle Creek Dr

How much is 3540 W Nettle Creek Dr, Morris, IL worth?

The TopHap Estimate for 3540 W Nettle Creek Dr, Morris, IL is $493,787 as of Jul 14, 2026. The likely range is $408,235 to $579,339. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3540 W Nettle Creek Dr, Morris, IL last sell?

3540 W Nettle Creek Dr, Morris, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3540 W Nettle Creek Dr, Morris, IL?

3540 W Nettle Creek Dr, Morris, IL has 2,352 square feet of living space and a 0.55-acre lot.

When was 3540 W Nettle Creek Dr, Morris, IL built?

3540 W Nettle Creek Dr, Morris, IL was built in 1995, making it 31 years old.

What schools serve 3540 W Nettle Creek Dr, Morris, IL?

3540 W Nettle Creek Dr, Morris, IL is assigned to Morris Community High School (high), rated C-; Nettle Creek Elementary School (elementary), rated B. All sit in Morris Community High School District 101. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3540 W Nettle Creek Dr, Morris, IL compare to other homes in Morris 60450?

Among the 7,480 homes in Morris 60450, it is worth more than 87% of them ($493,787 against a typical $317,767), its price per square foot is higher than 61% of them ($210 against a typical $198), it is bigger than 82% of them (2,352 ft² against a typical 1,565 ft²), its lot is bigger than 71% of them (0.55 ac against a typical 0.3 ac) and it is newer than 73% of them (1995 against a typical 1977). Measured against all of Grundy County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3540 W Nettle Creek Dr, Morris, IL?

The 2025 property tax bill for 3540 W Nettle Creek Dr, Morris, IL was $10,815. The county assessed it at $154,669.

Closest homes

More homes in Morris 60450

Assigned schools

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