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Single Family ResidenceResidential
$920,549$311 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3558 RIVER LN

MILTON, TN 37118
0
Baths
2,961 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
23.47 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.

Valuation

$921K
$836K low$1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$400,549
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$320,439
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$520,000
PINNACLE BANK · recorded Apr 13, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,875 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$174,525 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$148,775
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$153,225
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$698,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
35
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRUTHERFORD
Lot (acres)The size of the land the home sits on, from county records.23.47
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Heat Pump
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 1,028 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lascassas Elementary SchoolA+
Elementary · Grades PK–5 · 5.3 mi
H
Oakland High SchoolA-
High · Grades 9–12 · 7.9 mi
M
Oakland Middle SchoolB+
Middle · Grades 6–8 · 8.0 mi

District: Rutherford County School District

Neighborhood · ZIP 37118These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.133
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,694
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.50 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,442
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,593
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3558 River Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Rutherford County
  • Costs more per square foot than 96% of homes in Rutherford County
  • Bigger than 88% of homes in Rutherford County
  • Among the largest lots in Rutherford County
  • Newer than 93% of homes in Milton 37118

What homes are worth in Milton 37118

Each bar is how many homes fall in that price range. The marker is this home.

This home
$179K$1.7M

This home is worth more than 83% of homes in Milton 37118.

How it measures up in Milton 37118

The dot is this home. The mark in the middle is the typical home in Milton 37118.

Estimated value$920,549
CheaperTypical $580,923Pricier

Pricier than 83% of homes nearby

Price per ft²$311
CheaperTypical $269Pricier

Pricier than 76% of homes nearby

Living area2,961 ft²
SmallerTypical 2,257 ft²Bigger

Bigger than 73% of homes nearby

Lot size23.47 ac
SmallerTypical 6.17 acBigger

Bigger than 81% of homes nearby

Year built2021
OlderTypical 2000Newer

Newer than 93% of homes nearby

How 3558 River Ln ranks against every home in each area.
MeasureThis homeMilton 37118Rutherford County
Estimated valuepricier than$920,54983% of homes97% of homes
Price per ft²pricier than$31176% of homes96% of homes
Living areabigger than2,961 ft²73% of homes88% of homes
Lot sizebigger than23.47 ac81% of homesalmost all homes
Year builtnewer than202193% of homes90% of homes

About 3558 River Ln

How much is 3558 River Ln, Milton, TN worth?

The TopHap Estimate for 3558 River Ln, Milton, TN is $920,549 as of Jul 14, 2026. The likely range is $835,711 to $1,005,387. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3558 River Ln, Milton, TN last sell?

3558 River Ln, Milton, TN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3558 River Ln, Milton, TN?

3558 River Ln, Milton, TN has 2,961 square feet of living space and a 23.47-acre lot.

When was 3558 River Ln, Milton, TN built?

3558 River Ln, Milton, TN was built in 2021, making it 5 years old.

What schools serve 3558 River Ln, Milton, TN?

3558 River Ln, Milton, TN is assigned to Lascassas Elementary School (elementary), rated A+; Oakland High School (high), rated A-; Oakland Middle School (middle), rated B+. All sit in Rutherford County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3558 River Ln, Milton, TN compare to other homes in Milton 37118?

Among the 603 homes in Milton 37118, it is worth more than 83% of them ($920,549 against a typical $580,923), its price per square foot is higher than 76% of them ($311 against a typical $269), it is bigger than 73% of them (2,961 ft² against a typical 2,257 ft²), its lot is bigger than 81% of them (23.47 ac against a typical 6.17 ac) and it is newer than 93% of them (2021 against a typical 2000). Measured against all of Rutherford County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3558 River Ln, Milton, TN?

The 2025 property tax bill for 3558 River Ln, Milton, TN was $2,875. The county assessed it at $174,525.

Closest homes

More homes in Milton 37118

Assigned schools

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