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Single Family ResidenceResidential
$627,704
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $669,000 on Jul 14, 2022

35631 BELLA RIDGE LOOP

ASTORIA, OR 97103
0
Baths
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$628K
$572K low$684K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$669,000 · Jul 14, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$403,704
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$322,963
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.33%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$224,000
OREGON DEPARTMENT OF VETERAN AFFAIR · recorded Jul 14, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,052 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$291,018 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$282,543
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$623,405

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
35
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
100
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLATSOP
Lot (acres)The size of the land the home sits on, from county records.0.17
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Astoria High SchoolC+
High · Grades 9–12 · 1.9 mi
M
Astoria Middle SchoolC-
Middle · Grades 6–8 · 2.1 mi
E
John Jacob Astor Elementary School
Elementary · Grades KG–2 · 3.5 mi

District: Astoria School District 1

Neighborhood · ZIP 97103These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.268

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.19,596
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,645
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,548
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.96 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

35631 Bella Ridge Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Astoria 97103
  • Has a smaller lot than 66% of homes in Astoria 97103
  • Among the newest homes in Astoria 97103

What homes are worth in Astoria 97103

Each bar is how many homes fall in that price range. The marker is this home.

This home
$214K$872K

This home is worth more than 86% of homes in Astoria 97103.

How it measures up in Astoria 97103

The dot is this home. The mark in the middle is the typical home in Astoria 97103.

Estimated value$627,704
CheaperTypical $449,854Pricier

Pricier than 86% of homes nearby

Lot size0.17 ac
SmallerTypical 0.32 acBigger

Bigger than 34% of homes nearby

Year built2021
OlderTypical 1952Newer

Newer than almost all homes nearby

How 35631 Bella Ridge Loop ranks against every home in each area.
MeasureThis homeAstoria 97103Clatsop County
Estimated valuepricier than$627,70486% of homes71% of homes
Lot sizebigger than0.17 ac34% of homes37% of homes
Year builtnewer than2021almost all homesalmost all homes

About 35631 Bella Ridge Loop

How much is 35631 Bella Ridge Loop, Astoria, OR worth?

The TopHap Estimate for 35631 Bella Ridge Loop, Astoria, OR is $627,704 as of Jul 14, 2026. The likely range is $571,588 to $683,820. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 35631 Bella Ridge Loop, Astoria, OR last sell?

35631 Bella Ridge Loop, Astoria, OR last sold on Jul 14, 2022 for $669,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

When was 35631 Bella Ridge Loop, Astoria, OR built?

35631 Bella Ridge Loop, Astoria, OR was built in 2021, making it 5 years old. The building has 1 story.

What schools serve 35631 Bella Ridge Loop, Astoria, OR?

35631 Bella Ridge Loop, Astoria, OR is assigned to Astoria High School (high), rated C+; Astoria Middle School (middle), rated C-; John Jacob Astor Elementary School (elementary). All sit in Astoria School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 35631 Bella Ridge Loop, Astoria, OR compare to other homes in Astoria 97103?

Among the 7,211 homes in Astoria 97103, it is worth more than 86% of them ($627,704 against a typical $449,854), its lot is bigger than 34% of them (0.17 ac against a typical 0.32 ac) and it is newer than almost all of them (2021 against a typical 1952). Measured against all of Clatsop County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 35631 Bella Ridge Loop, Astoria, OR?

The 2025 property tax bill for 35631 Bella Ridge Loop, Astoria, OR was $5,052. The county assessed it at $291,018.

Closest homes

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Assigned schools

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