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Single Family ResidenceResidential
$422,008$192 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $438,000 on Jan 22, 2020

3577 BAILEY RIDGE BAY

SAINT PAUL, MN 55125
4
Beds
4 / 1
Baths
2,194 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$422K
$371K low$473K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$438,000 · Jan 22, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$184,008
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$147,206
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$238,000
PROSPERITY HOME MORTGAGE LLC · recorded Jan 22, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,226 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$567,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$150,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$417,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$546,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$567,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 144 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Lake Middle SchoolA
Middle · Grades 6–8 · 0.6 mi
H
East Ridge High SchoolA+
High · Grades 9–12 · 0.7 mi
E
Red Rock Elementary SchoolB+
Elementary · Grades PK–5 · 0.8 mi

District: South Washington County School District

Neighborhood · ZIP 55125These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.40%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.47,170
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,993 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$119,577
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$148,588
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3577 Bailey Ridge Bay measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Saint Paul 55125
  • Bigger than 78% of homes in Saint Paul 55125
  • Has a smaller lot than 69% of homes in Washington County
  • Newer than 82% of homes in Saint Paul 55125

What homes are worth in Saint Paul 55125

Each bar is how many homes fall in that price range. The marker is this home.

This home
$144K$643K

This home is worth more than 84% of homes in Saint Paul 55125.

How it measures up in Saint Paul 55125

The dot is this home. The mark in the middle is the typical home in Saint Paul 55125.

Estimated value$422,008
CheaperTypical $298,797Pricier

Pricier than 84% of homes nearby

Price per ft²$192
CheaperTypical $185Pricier

Pricier than 56% of homes nearby

Living area2,194 ft²
SmallerTypical 1,550 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.23 ac
SmallerTypical 0.27 acBigger

Bigger than 33% of homes nearby

Year built1998
OlderTypical 1993Newer

Newer than 82% of homes nearby

How 3577 Bailey Ridge Bay ranks against every home in each area.
MeasureThis homeSaint Paul 55125Washington County
Estimated valuepricier than$422,00884% of homes67% of homes
Price per ft²pricier than$19256% of homes36% of homes
Living areabigger than2,194 ft²78% of homes75% of homes
Lot sizebigger than0.23 ac33% of homes31% of homes
Year builtnewer than199882% of homes62% of homes

About 3577 Bailey Ridge Bay

How much is 3577 Bailey Ridge Bay, Saint Paul, MN worth?

The TopHap Estimate for 3577 Bailey Ridge Bay, Saint Paul, MN is $422,008 as of Jul 14, 2026. The likely range is $370,597 to $473,419. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3577 Bailey Ridge Bay, Saint Paul, MN last sell?

3577 Bailey Ridge Bay, Saint Paul, MN last sold on Jan 22, 2020 for $438,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3577 Bailey Ridge Bay, Saint Paul, MN?

3577 Bailey Ridge Bay, Saint Paul, MN has 4 bedrooms, 4 bathrooms, 2,194 square feet of living space and a 0.23-acre lot.

When was 3577 Bailey Ridge Bay, Saint Paul, MN built?

3577 Bailey Ridge Bay, Saint Paul, MN was built in 1998, making it 28 years old. The building has 2 stories.

What schools serve 3577 Bailey Ridge Bay, Saint Paul, MN?

3577 Bailey Ridge Bay, Saint Paul, MN is assigned to Lake Middle School (middle), rated A; East Ridge High School (high), rated A+; Red Rock Elementary School (elementary), rated B+. All sit in South Washington County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3577 Bailey Ridge Bay, Saint Paul, MN compare to other homes in Saint Paul 55125?

Among the 14,744 homes in Saint Paul 55125, it is worth more than 84% of them ($422,008 against a typical $298,797), its price per square foot is higher than 56% of them ($192 against a typical $185), it is bigger than 78% of them (2,194 ft² against a typical 1,550 ft²), its lot is bigger than 33% of them (0.23 ac against a typical 0.27 ac) and it is newer than 82% of them (1998 against a typical 1993). Measured against all of Washington County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3577 Bailey Ridge Bay, Saint Paul, MN?

The 2026 property tax bill for 3577 Bailey Ridge Bay, Saint Paul, MN was $7,226. The county assessed it at $567,400.

Closest homes

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Assigned schools

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