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Rural ResidenceResidential
$415,420$358 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3578 ROSS RD

WACO, TX 76705
2
Beds
2
Baths
1,161 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.1 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$415K
$350K low$481K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$15,820
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$12,656
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$399,600
GUARANTEED RATE INC · recorded Jan 24, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,934 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$374,210 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,390
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$357,820
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$355,190
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$424,040

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.66
46
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
62
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
49
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
75
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyMcLennan
Lot (acres)The size of the land the home sits on, from county records.4.10
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Elementary SchoolA
Elementary · Grades KG–5 · 8.3 mi
H
West High SchoolB+
High · Grades 9–12 · 8.4 mi
M
West Middle SchoolA
Middle · Grades 6–8 · 8.4 mi

District: West Independent School District

Neighborhood · ZIP 76705These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.139
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.31,396
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.265 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,958
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,731
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3578 Ross Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Waco 76705
  • Costs more per square foot than 98% of homes in Waco 76705
  • Smaller than 81% of homes in McLennan County
  • Has a bigger lot than 90% of homes in McLennan County
  • Newer than 94% of homes in Waco 76705

What homes are worth in Waco 76705

Each bar is how many homes fall in that price range. The marker is this home.

This home
$80K$789K

This home is worth more than 87% of homes in Waco 76705.

How it measures up in Waco 76705

The dot is this home. The mark in the middle is the typical home in Waco 76705.

Estimated value$415,420
CheaperTypical $221,032Pricier

Pricier than 87% of homes nearby

Price per ft²$358
CheaperTypical $154Pricier

Pricier than 98% of homes nearby

Living area1,161 ft²
SmallerTypical 1,424 ft²Bigger

Bigger than 27% of homes nearby

Lot size4.1 ac
SmallerTypical 0.34 acBigger

Bigger than 88% of homes nearby

Year built2020
OlderTypical 1982Newer

Newer than 94% of homes nearby

How 3578 Ross Rd ranks against every home in each area.
MeasureThis homeWaco 76705McLennan County
Estimated valuepricier than$415,42087% of homes78% of homes
Price per ft²pricier than$35898% of homes98% of homes
Living areabigger than1,161 ft²27% of homes19% of homes
Lot sizebigger than4.1 ac88% of homes90% of homes
Year builtnewer than202094% of homes94% of homes

About 3578 Ross Rd

How much is 3578 Ross Rd, Waco, TX worth?

The TopHap Estimate for 3578 Ross Rd, Waco, TX is $415,420 as of Jul 14, 2026. The likely range is $350,002 to $480,838. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3578 Ross Rd, Waco, TX last sell?

3578 Ross Rd, Waco, TX last sold on Jan 24, 2022, according to the county's recorded deed.

How big is 3578 Ross Rd, Waco, TX?

3578 Ross Rd, Waco, TX has 2 bedrooms, 2 bathrooms, 1,161 square feet of living space and a 4.10-acre lot.

When was 3578 Ross Rd, Waco, TX built?

3578 Ross Rd, Waco, TX was built in 2020, making it 6 years old. The building has 1 story.

What schools serve 3578 Ross Rd, Waco, TX?

3578 Ross Rd, Waco, TX is assigned to West Elementary School (elementary), rated A; West High School (high), rated B+; West Middle School (middle), rated A. All sit in West Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3578 Ross Rd, Waco, TX compare to other homes in Waco 76705?

Among the 10,505 homes in Waco 76705, it is worth more than 87% of them ($415,420 against a typical $221,032), its price per square foot is higher than 98% of them ($358 against a typical $154), it is bigger than 27% of them (1,161 ft² against a typical 1,424 ft²), its lot is bigger than 88% of them (4.1 ac against a typical 0.34 ac) and it is newer than 94% of them (2020 against a typical 1982). Measured against all of McLennan County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3578 Ross Rd, Waco, TX?

The 2024 property tax bill for 3578 Ross Rd, Waco, TX was $2,934. The county assessed it at $374,210.

Closest homes

More homes in Waco 76705

Assigned schools

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