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Rural ResidenceResidential
$988,852$377 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3596 B & R RD

UTOPIA, TX 78884
0
Baths
2,621 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.93 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$989K
$773K low$1.2M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$675,152
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$540,122
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$201,000
TXL MORTGAGE CORP · recorded Nov 5, 2008
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$112,700
ACADEMY MORTGAGE CORP

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,262 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$326,466 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,060
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$306,406
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$348,180
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$437,436

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyBandera
Lot (acres)The size of the land the home sits on, from county records.6.93
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 168 ft²Porch · 426 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Utopia SchoolB+
Elementary · Grades PK–12 · 3.5 mi

District: Utopia Independent School District

Neighborhood · ZIP 78884These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,154
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,127
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,115
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3596 B & R Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Utopia 78884
  • Costs more per square foot than 83% of homes in Bandera County
  • Bigger than 93% of homes in Utopia 78884
  • Has a bigger lot than 83% of homes in Bandera County
  • Newer than 80% of homes in Utopia 78884

What homes are worth in Utopia 78884

Each bar is how many homes fall in that price range. The marker is this home.

This home
$109K$1.2M

This home is worth more than 97% of homes in Utopia 78884.

How it measures up in Utopia 78884

The dot is this home. The mark in the middle is the typical home in Utopia 78884.

Estimated value$988,852
CheaperTypical $452,049Pricier

Pricier than 97% of homes nearby

Price per ft²$377
CheaperTypical $292Pricier

Pricier than 72% of homes nearby

Living area2,621 ft²
SmallerTypical 1,539 ft²Bigger

Bigger than 93% of homes nearby

Lot size6.93 ac
SmallerTypical 2.83 acBigger

Bigger than 72% of homes nearby

Year built2008
OlderTypical 1996Newer

Newer than 80% of homes nearby

How 3596 B & R Rd ranks against every home in each area.
MeasureThis homeUtopia 78884Bandera County
Estimated valuepricier than$988,85297% of homes96% of homes
Price per ft²pricier than$37772% of homes83% of homes
Living areabigger than2,621 ft²93% of homes90% of homes
Lot sizebigger than6.93 ac72% of homes83% of homes
Year builtnewer than200880% of homes73% of homes

About 3596 B & R Rd

How much is 3596 B & R Rd, Utopia, TX worth?

The TopHap Estimate for 3596 B & R Rd, Utopia, TX is $988,852 as of Jul 14, 2026. The likely range is $773,066 to $1,204,638. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3596 B & R Rd, Utopia, TX?

3596 B & R Rd, Utopia, TX has 2,621 square feet of living space and a 6.93-acre lot.

When was 3596 B & R Rd, Utopia, TX built?

3596 B & R Rd, Utopia, TX was built in 2008, making it 18 years old. The building has 1 story.

What schools serve 3596 B & R Rd, Utopia, TX?

3596 B & R Rd, Utopia, TX is assigned to Utopia School (elementary), rated B+. All sit in Utopia Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3596 B & R Rd, Utopia, TX compare to other homes in Utopia 78884?

Among the 449 homes in Utopia 78884, it is worth more than 97% of them ($988,852 against a typical $452,049), its price per square foot is higher than 72% of them ($377 against a typical $292), it is bigger than 93% of them (2,621 ft² against a typical 1,539 ft²), its lot is bigger than 72% of them (6.93 ac against a typical 2.83 ac) and it is newer than 80% of them (2008 against a typical 1996). Measured against all of Bandera County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3596 B & R Rd, Utopia, TX?

The 2024 property tax bill for 3596 B & R Rd, Utopia, TX was $4,262. The county assessed it at $326,466.

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Assigned schools

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