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Rural ResidenceResidential
$975,120$306 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1990 B & R RD

UTOPIA, TX 78884
0
Baths
3,185 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.98 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$975K
$813K low$1.1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$975,120
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$780,096

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,870 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$307,770 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$137,810
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$169,960
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$316,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$307,770

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.31 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyBandera
Lot (acres)The size of the land the home sits on, from county records.5.98
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 224 ft²Porch · 348 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Utopia SchoolB+
Elementary · Grades PK–12 · 3.8 mi

District: Utopia Independent School District

Neighborhood · ZIP 78884These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,154
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,127
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,115
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1990 B & R Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Utopia 78884
  • Costs more per square foot than 70% of homes in Bandera County
  • Bigger than 97% of homes in Utopia 78884
  • Has a bigger lot than 80% of homes in Bandera County
  • Older than 71% of homes in Bandera County

What homes are worth in Utopia 78884

Each bar is how many homes fall in that price range. The marker is this home.

This home
$123K$1.2M

This home is worth more than 96% of homes in Utopia 78884.

How it measures up in Utopia 78884

The dot is this home. The mark in the middle is the typical home in Utopia 78884.

Estimated value$975,120
CheaperTypical $456,464Pricier

Pricier than 96% of homes nearby

Price per ft²$306
CheaperTypical $292Pricier

Pricier than 54% of homes nearby

Living area3,185 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 97% of homes nearby

Lot size5.98 ac
SmallerTypical 2.83 acBigger

Bigger than 70% of homes nearby

Year built1990
OlderTypical 1996Newer

Newer than 44% of homes nearby

How 1990 B & R Rd ranks against every home in each area.
MeasureThis homeUtopia 78884Bandera County
Estimated valuepricier than$975,12096% of homes96% of homes
Price per ft²pricier than$30654% of homes70% of homes
Living areabigger than3,185 ft²97% of homes95% of homes
Lot sizebigger than5.98 ac70% of homes80% of homes
Year builtnewer than199044% of homes29% of homes

About 1990 B & R Rd

How much is 1990 B & R Rd, Utopia, TX worth?

The TopHap Estimate for 1990 B & R Rd, Utopia, TX is $975,120 as of Jul 14, 2026. The likely range is $813,432 to $1,136,808. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1990 B & R Rd, Utopia, TX?

1990 B & R Rd, Utopia, TX has 3,185 square feet of living space and a 5.98-acre lot.

When was 1990 B & R Rd, Utopia, TX built?

1990 B & R Rd, Utopia, TX was built in 1990, making it 36 years old. The building has 1 story.

What schools serve 1990 B & R Rd, Utopia, TX?

1990 B & R Rd, Utopia, TX is assigned to Utopia School (elementary), rated B+. All sit in Utopia Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1990 B & R Rd, Utopia, TX compare to other homes in Utopia 78884?

Among the 449 homes in Utopia 78884, it is worth more than 96% of them ($975,120 against a typical $456,464), its price per square foot is higher than 54% of them ($306 against a typical $292), it is bigger than 97% of them (3,185 ft² against a typical 1,536 ft²), its lot is bigger than 70% of them (5.98 ac against a typical 2.83 ac) and it is newer than 44% of them (1990 against a typical 1996). Measured against all of Bandera County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1990 B & R Rd, Utopia, TX?

The 2024 property tax bill for 1990 B & R Rd, Utopia, TX was $3,870. The county assessed it at $307,770.

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Assigned schools

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