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Residential (General/Single)Residential
$301,738
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $340,000 on Oct 10, 2023

35W646 ROSE AVE

SAINT CHARLES, IL 60174
0
Baths
4,000 ft²
Lot SizeThe size of the land the home sits on, from county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$302K
$285K low$319K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$340,000 · Oct 10, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$10,098
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$8,078
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.102%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$291,640
ROCKET MORTGAGE LLC · 6.62% · recorded Jan 7, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$571 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$8,556 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,233
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$5,323
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$7,884
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$25,678

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.50 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyKANE
Lot (acres)The size of the land the home sits on, from county records.0.92
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 95 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Anderson Elementary SchoolA
Elementary · Grades KG–5 · 0.8 mi
H
St. Charles North High SchoolA-
High · Grades 9–12 · 1.6 mi
M
Wredling Middle SchoolB+
Middle · Grades 6–8 · 3.2 mi

District: St. Charles Community Unit School District 303

Neighborhood · ZIP 60174These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.30,798
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,043 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,802
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$137,882
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

35w646 Rose Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Saint Charles 60174
  • Has a smaller lot than 98% of homes in Saint Charles 60174

What homes are worth in Saint Charles 60174

Each bar is how many homes fall in that price range. The marker is this home.

This home
$241K$1.2M

This home is worth more than 9% of homes in Saint Charles 60174.

How it measures up in Saint Charles 60174

The dot is this home. The mark in the middle is the typical home in Saint Charles 60174.

Estimated value$301,738
CheaperTypical $441,986Pricier

Pricier than 9% of homes nearby

Lot size4,000 ft²
SmallerTypical 0.24 acBigger

Bigger than 2% of homes nearby

How 35w646 Rose Ave ranks against every home in each area.
MeasureThis homeSaint Charles 60174Kane County
Estimated valuepricier than$301,7389% of homes31% of homes
Lot sizebigger than4,000 ft²2% of homes2% of homes

About 35w646 Rose Ave

How much is 35w646 Rose Ave, Saint Charles, IL worth?

The TopHap Estimate for 35w646 Rose Ave, Saint Charles, IL is $301,738 as of Jul 14, 2026. The likely range is $284,891 to $318,585. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 35w646 Rose Ave, Saint Charles, IL last sell?

35w646 Rose Ave, Saint Charles, IL last sold on Oct 10, 2023 for $340,000, according to the county's recorded deed.

What schools serve 35w646 Rose Ave, Saint Charles, IL?

35w646 Rose Ave, Saint Charles, IL is assigned to Anderson Elementary School (elementary), rated A; St. Charles North High School (high), rated A-; Wredling Middle School (middle), rated B+. All sit in St. Charles Community Unit School District 303. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 35w646 Rose Ave, Saint Charles, IL compare to other homes in Saint Charles 60174?

Among the 10,183 homes in Saint Charles 60174, it is worth more than 9% of them ($301,738 against a typical $441,986) and its lot is bigger than 2% of them (4,000 ft² against a typical 0.24 ac). Measured against all of Kane County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 35w646 Rose Ave, Saint Charles, IL?

The 2025 property tax bill for 35w646 Rose Ave, Saint Charles, IL was $571. The county assessed it at $8,556.

Closest homes

More homes in Saint Charles 60174

Assigned schools

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