Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$395,000$262 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $365,000 on Jul 17, 2026

361 RIVER RD

FORT THOMAS, KY 41075
3
Beds
2.5
Baths
1,510 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.36 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.

Valuation

$395K
$359K low$431K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$365,000 · Jul 17, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$66,500
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$53,200
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$328,500
HUNTINGTON NATIONAL BANK · 6.48% 2 · recorded Jul 17, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$834 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$275,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$75,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$200,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$275,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$275,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
37
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCAMPBELL
Lot (acres)The size of the land the home sits on, from county records.0.36
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Woodfill Elementary SchoolA+
Elementary · Grades KG–5 · 0.4 mi
H
Highlands High SchoolA+
High · Grades 9–12 · 1.8 mi
M
Highlands Middle SchoolA-
Middle · Grades 6–8 · 1.9 mi

District: Fort Thomas Independent School District

Neighborhood · ZIP 41075These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.213
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.17,423
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,581 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,036
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,821
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

361 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Campbell County
  • Costs more per square foot than 87% of homes in Campbell County
  • Has a bigger lot than 79% of homes in Fort Thomas 41075
  • Newer than 95% of homes in Fort Thomas 41075

What homes are worth in Fort Thomas 41075

Each bar is how many homes fall in that price range. The marker is this home.

This home
$162K$1.1M

This home is worth more than 54% of homes in Fort Thomas 41075.

How it measures up in Fort Thomas 41075

The dot is this home. The mark in the middle is the typical home in Fort Thomas 41075.

Estimated value$395,000
CheaperTypical $379,115Pricier

Pricier than 54% of homes nearby

Price per ft²$262
CheaperTypical $249Pricier

Pricier than 60% of homes nearby

Living area1,510 ft²
SmallerTypical 1,546 ft²Bigger

Bigger than 47% of homes nearby

Lot size0.36 ac
SmallerTypical 0.21 acBigger

Bigger than 79% of homes nearby

Year built2000
OlderTypical 1951Newer

Newer than 95% of homes nearby

How 361 River Rd ranks against every home in each area.
MeasureThis homeFort Thomas 41075Campbell County
Estimated valuepricier than$395,00054% of homes76% of homes
Price per ft²pricier than$26260% of homes87% of homes
Living areabigger than1,510 ft²47% of homes55% of homes
Lot sizebigger than0.36 ac79% of homes68% of homes
Year builtnewer than200095% of homes89% of homes

About 361 River Rd

How much is 361 River Rd, Fort Thomas, KY worth?

The TopHap Estimate for 361 River Rd, Fort Thomas, KY is $395,000 as of Jul 14, 2026. The likely range is $358,926 to $431,074. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 361 River Rd, Fort Thomas, KY last sell?

361 River Rd, Fort Thomas, KY last sold on Jul 17, 2026 for $365,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 361 River Rd, Fort Thomas, KY?

361 River Rd, Fort Thomas, KY has 3 bedrooms, 2.5 bathrooms, 1,510 square feet of living space and a 0.36-acre lot.

When was 361 River Rd, Fort Thomas, KY built?

361 River Rd, Fort Thomas, KY was built in 2000, making it 26 years old.

What schools serve 361 River Rd, Fort Thomas, KY?

361 River Rd, Fort Thomas, KY is assigned to Woodfill Elementary School (elementary), rated A+; Highlands High School (high), rated A+; Highlands Middle School (middle), rated A-. All sit in Fort Thomas Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 361 River Rd, Fort Thomas, KY compare to other homes in Fort Thomas 41075?

Among the 5,506 homes in Fort Thomas 41075, it is worth more than 54% of them ($395,000 against a typical $379,115), its price per square foot is higher than 60% of them ($262 against a typical $249), it is bigger than 47% of them (1,510 ft² against a typical 1,546 ft²), its lot is bigger than 79% of them (0.36 ac against a typical 0.21 ac) and it is newer than 95% of them (2000 against a typical 1951). Measured against all of Campbell County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 361 River Rd, Fort Thomas, KY?

The 2025 property tax bill for 361 River Rd, Fort Thomas, KY was $834. The county assessed it at $275,000.

Closest homes

More homes in Fort Thomas 41075

Assigned schools

Explore the area

See this home in context

Open 361 River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map