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Single Family ResidenceResidential
$554,338$172 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3627 DERBY RIDGE WAY

MIDLOTHIAN, VA 23113
4
Beds
2.5
Baths
3,214 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.42 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$554K
$484K low$625K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$104,338
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$83,470
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$450,000
VETERANS UNITED HOME LOANS · R · 2.75% 2 · recorded Oct 4, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,505 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$615,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$185,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$430,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$601,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$615,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCHESTERFIELD
Lot (acres)The size of the land the home sits on, from county records.0.42
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 240 ft²Porch · 45 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bettie Weaver Elementary SchoolA
Elementary · Grades PK–5 · 0.7 mi
H
James River High SchoolC
High · Grades 9–12 · 0.9 mi
M
Robious Middle SchoolA
Middle · Grades 6–8 · 3.3 mi

District: Chesterfield County Public Schools

Neighborhood · ZIP 23113These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.29,470
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.834 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$150,158
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$192,095
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3627 Derby Ridge Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Chesterfield County
  • Costs less per square foot than 68% of homes in Midlothian 23113
  • Bigger than 86% of homes in Chesterfield County
  • Has a smaller lot than 74% of homes in Midlothian 23113

What homes are worth in Midlothian 23113

Each bar is how many homes fall in that price range. The marker is this home.

This home
$224K$1.4M

This home is worth more than 42% of homes in Midlothian 23113.

How it measures up in Midlothian 23113

The dot is this home. The mark in the middle is the typical home in Midlothian 23113.

Estimated value$554,338
CheaperTypical $605,527Pricier

Pricier than 42% of homes nearby

Price per ft²$172
CheaperTypical $190Pricier

Pricier than 32% of homes nearby

Living area3,214 ft²
SmallerTypical 3,022 ft²Bigger

Bigger than 58% of homes nearby

Lot size0.42 ac
SmallerTypical 0.73 acBigger

Bigger than 26% of homes nearby

Year built1995
OlderTypical 1990Newer

Newer than 60% of homes nearby

How 3627 Derby Ridge Way ranks against every home in each area.
MeasureThis homeMidlothian 23113Chesterfield County
Estimated valuepricier than$554,33842% of homes87% of homes
Price per ft²pricier than$17232% of homes60% of homes
Living areabigger than3,214 ft²58% of homes86% of homes
Lot sizebigger than0.42 ac26% of homes58% of homes
Year builtnewer than199560% of homes59% of homes

About 3627 Derby Ridge Way

How much is 3627 Derby Ridge Way, Midlothian, VA worth?

The TopHap Estimate for 3627 Derby Ridge Way, Midlothian, VA is $554,338 as of Jul 14, 2026. The likely range is $483,733 to $624,943. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3627 Derby Ridge Way, Midlothian, VA last sell?

3627 Derby Ridge Way, Midlothian, VA last sold on May 7, 2002, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3627 Derby Ridge Way, Midlothian, VA?

3627 Derby Ridge Way, Midlothian, VA has 4 bedrooms, 2.5 bathrooms, 3,214 square feet of living space and a 0.42-acre lot.

When was 3627 Derby Ridge Way, Midlothian, VA built?

3627 Derby Ridge Way, Midlothian, VA was built in 1995, making it 31 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 3627 Derby Ridge Way, Midlothian, VA?

3627 Derby Ridge Way, Midlothian, VA is assigned to Bettie Weaver Elementary School (elementary), rated A; James River High School (high), rated C; Robious Middle School (middle), rated A. All sit in Chesterfield County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3627 Derby Ridge Way, Midlothian, VA compare to other homes in Midlothian 23113?

Among the 10,207 homes in Midlothian 23113, it is worth more than 42% of them ($554,338 against a typical $605,527), its price per square foot is higher than 32% of them ($172 against a typical $190), it is bigger than 58% of them (3,214 ft² against a typical 3,022 ft²), its lot is bigger than 26% of them (0.42 ac against a typical 0.73 ac) and it is newer than 60% of them (1995 against a typical 1990). Measured against all of Chesterfield County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3627 Derby Ridge Way, Midlothian, VA?

The 2026 property tax bill for 3627 Derby Ridge Way, Midlothian, VA was $5,505. The county assessed it at $615,700.

Closest homes

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Assigned schools

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